Senior Associate, Compliance Assurance & Testing

About the role

We are hiring for a Senior Associate on Chime’s Compliance Assurance & Testing team. You will work in a fast paced environment and play an essential role in ensuring Chime remains compliant with regulatory requirements, internal policies, and bank partner expectations. In this role you will perform strategic end-to-end compliance testing of Chime’s innovative products and services to identify risks and control gaps. This will involve partnership with internal teams, as well as collaboration with our issuing bank partner’s legal and compliance teams. This role will report to the Head of Compliance Assurance and Testing.

Responsibilities

• Lead the end-to-end compliance testing process: from strategically scoping the review, partnering with cross‑functional teams to obtain necessary documentation, performing robust testing and gathering/reporting testing results to senior management.
• Proactively assist the business by identifying solutions to complex issues/findings and performing follow‑up to ensure remediation is successful.
• Partner with cross‑functional teams to perform compliance testing and/or to support bank partner testing oversight.
• Play a key role in creating and designing automated internal compliance monitoring and testing to identify trends, issues, and key performance and risk indicators.
• Maintain current knowledge of applicable laws and regulations and understand regulatory impact of changes to product/service offerings.

Requirements

• 5‑8 years of work experience, including regulatory compliance testing in Financial Services, Risk Consulting or Fintech companies.
• Knowledge of laws, regulations, and rules governing consumer financial protection, banking, payment networks, money transmission, and consumer lending.
• Strong problem‑solving skills and demonstrated ability to take initiative and work independently.
• Ability to work well with ambiguity and multiple priorities while balancing the interests of multiple stakeholders.
• Analytical skills such as SQL or data visualization are a plus.

Benefits

• In‑office work policy: four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location.
• Fully remote program option to stay engaged with work and teammates.
• Backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company‑wide paid days off.
• 1% of your time off to support local community organizations of your choice.
• Annual wellness stip