Senior Analyst , Financial Crime Investigations Unit

About the role

We're looking for a senior investigator to play a pivotal role within our global Financial Crime Intelligence Unit (FCIU). As a center of intelligence, threat analysis, and investigative excellence, this role is key to proactively identifying, investigating, and mitigating complex financial crime threats for Checkout.com.

Responsibilities

• Lead and manage complex, high-priority investigations into sophisticated financial crime activities, ensuring thorough and timely resolution.
• Serve as a key partner to the MLROs, providing critical insights and comprehensive investigative reports to support SAR/STR decisions and responses to regulatory inquiries.
• Contribute to a proactive threat analysis capability to identify emerging financial crime typologies and vulnerabilities, utilising data-driven techniques and open-source intelligence (OSINT).
• Produce high-impact intelligence reports and strategic briefings for the MLRO, translating complex findings into clear, actionable recommendations.
• Collaborate with data analytics and product teams to refine detection rules, improve risk models, and enhance monitoring systems based on investigative outcomes and intelligence findings.
• Develop and maintain a deep understanding of evolving financial crime typologies, actor tactics, and geopolitical risks relevant to the payments industry.
• Mentor junior financial crime intelligence analysts, fostering their professional growth and ensuring high-quality output and operational excellence.
• Collaborate with law enforcement and coordinate responses to external requests as needed.

Requirements

• Minimum 4+ years of experience in a financial crime investigations role within a regulated financial institution, with experience in FinTech or a payments company preferred.
• Proven experience in conducting and managing complex financial crime investigations (e.g., L3, major cases) with a demonstrable track record of successful outcomes.
• Strong understanding of financial crime typologies (e.g., money laundering, terrorist financing, sanctions evasion), AML/CFT regulations, and regulatory expectations concerning investigations, risk modelling, and MI across relevant jurisdictions.
• Hands-on experience with SAR drafting and decisioning in high-risk, multi-jurisdictional environments.
• Excellent analytical, problem-solving, and critical thinking skills, with the ability to translate complex data and investigative findings into clear, actionable insights for diverse audiences.
• Strong stakeholder management and communication skills, with a proven ability to collaborate effectively with technical and non-technical teams, as well as influence decision-making.
• Proficiency in data analytics and BI tools (e.g., Looker) to support data-led investigations and risk analytics.
• A proactive, strategic thinker with a strong sense of accountability, a solutions-focused approach, and the ability to manage multiple priorities in a fast-paced, dynamic environment.
• A Bachelor’s or Master’s degree or equivalent practical experience is required. Your field of study, whether in finance, accounting, data science, or cybersecurity, should demonstrate strong analytical, research, and critical thinking skills.

Qualifications

• Additional Information
• Bring all of you to work
• We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.
• Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver.
• It’s a place where ambition gets met with opportunity, and where your growth is in your hands.
• We work as one team, and we back each other to succeed.
• So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.
• It’s important we set you up for success and make our process as accessible as possible.
• Let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Benefits

• Life at Checkout.com
• We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
• Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.
• For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram.

Pay

Competitive salary commensurate with experience.

Schedule

Hybrid schedule with three days in the office per week.