Senior Accountant

Job Type: Full-time

Location: Remote

Industry: Financial Services / Mortgage Lending

About the role

Newfi Lending is a leading non‑QM mortgage lender founded in 2014, headquartered in Emeryville, California, and backed by Apollo Global Management. The company focuses on innovation, operational excellence, and flexible lending solutions. The Senior Accountant will support mortgage accounting, investor reporting, servicing activity, warehouse reconciliations, general ledger responsibilities, and month‑end close, acting as a key liaison between investors, servicers, warehouse partners, and internal Finance leadership.

Responsibilities

• Reconcile monthly principal & interest and escrow remittance reports; verify amounts due between Newfi and investors.
• Prepare investor remittance reporting, coordinate wire requests, and record loan‑level journal entries.
• Research investor remittance discrepancies and follow up on outstanding reimbursements.
• Review servicing invoices and escrow disbursements, identify discrepancies, and record related receivables.
• Serve as primary accounting point of contact between investors, servicers, and Newfi.
• Post investor payments, invoices, repurchase activity, and related cash entries in Loan Vision.
• Manage accounting for Early Payment Payoff (EPP) loans, including reclassifications, accruals, holdbacks, and tracking.
• Support FHA/VA mortgage insurance premium payments, buydown funding, and related journal entries.
• Participate in warehouse meetings and support funding and cash‑related accounting activity.
• Perform bank, warehouse, investor LHFS, and investor warehouse reconciliations; prepare EPP and escrow accruals.
• Reconcile loan funding activity between loan systems, warehouse facilities, and general ledger accounts.
• Reconcile assigned accounts including Accounts Receivable, Accounts Payable, Investor Payables, and purchase clearing.
• Research and resolve reconciling items and support timely month‑end close.
• Create and maintain accounting procedures for investor remittance, EPP, and related processes.
• Maintain accurate supporting documentation for reconciliations, journal entries, and accruals.
• Identify process improvements that strengthen controls, improve accuracy, and support efficient close timelines.
• Partner with the Controller and cross‑functional teams on accounting initiatives and special projects.

Requirements

• 5+ years of progressive accounting or finance experience, preferably within mortgage banking, servicing, wholesale, correspondent lending, or financial services.
• Bachelor’s degree in Accounting, Finance, Business Administration, or related field preferred.
• Strong understanding of general ledger accounting, journal entries, accruals, cash activity, and balance‑sheet reconciliations.
• Experience with mortgage‑specific accounting, including investor reporting, servicing, warehouse activity, loan funding, or loan‑level accounting.
• Strong analytical, organizational, and problem‑solving skills.
• Advanced Excel skills and experience working with financial and loan‑level data.
• Ability to manage multiple deadlines and communicate effectively with internal and external partners.

Preferred Qualifications

• Experience with Loan Vision or another mortgage accounting platform.
• Experience with investor remittance reporting, warehouse reconciliations, EPP accounting, and servicing activity.
• Knowledge of Non‑QM, DSCR, Agency, FHA/VA, Jumbo, HELOC, or Second Lien products.
• CPA or advanced accounting/finance degree is a plus.
• Experience using AI tools or AI‑enabled accounting technology to improve workflows, reporting, reconciliations, data analysis, or process efficiency.

Skills

• Mortgage accounting and loan‑level accounting.
• Investor reporting and servicing invoice analysis.
• Warehouse and balance‑sheet reconciliations.
• Advanced Excel and data analysis.
• Process improvement and internal controls.
• Effective communication and partnership with finance, treasury, investors, and warehouse partners.

Benefits

• Competitive compensation package.
• 401(k) matching program.
• Medical, dental, and vision coverage.
• Leadership visibility and career growth opportunities.
• Flexible remote work environment.