SBA Specialist III

Key Responsibilities

• Perform quality control reviews of SBA loan applications and documentation to ensure accuracy and completeness
• Cook up and obtain SBA approvals; prepare SBA loan authorizations and commitment letters
• Order and manage third-party reports (e.g., appraisals, environmental reports)
• Prepare loan documentation and coordinate loan closings with attorneys; attend closings as needed
• Process loan amendments and interface with SBA to complete required changes
• Manage post-closing servicing activities and ensure ongoing compliance
• Prepare loan sale documentation and coordinate loan sale processes where applicable
• Maintain accurate credit and collateral files
• Communicate directly with borrowers to resolve issues and provide updates
• Perform loan underwriting and credit analysis; prepare loan packages for approval
• Prepare management reports and support departmental reporting requirements
• Respond to internal and external inquiries related to SBA lending

Minimum Qualifications

• Bachelor’s Degree or equivalent combination of education and experience
• Minimum of 7+ years of SBA operations experience
• Strong understanding of SBA SOP, lending processes, and secondary market operations
• Experience with SBA loan underwriting systems (e.g., Tsoft)
• Strong analytical, organizational, and problem-solving skills
• Effective written and verbal communication skills, including technical financial writing
• Ability to work independently and manage multiple priorities in a fast-paced environment

Working Conditions

• Prolonged sitting
• Lifting from 5 to 10 lbs. (printer paper, storage boxes)
• Occasional bending or overhead lifting (storing files or boxes)

Pay Details

• $70,000 - $100,000/annually

Benefits

• Accrue paid time-off (PTO)
• Receive Holiday (PTO)
• Eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan
• Company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance
• Company sponsored Tuition Disbursement and Loan Repayment programs are also available
• Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans