SBA Finance Specialist

About

Provide, powered by Fifth Third Bank, empowers entrepreneurs to build their legacies. As a leader in tech-enabled financial services for aspiring and established small business owners, Provide offers an unmatched combination of industry expertise, personalized service, and customized financial products—enabling entrepreneurs to achieve their ownership dreams, realize financial independence, and strengthen their communities.

Responsibilities

• Achieve annualized loan production target while operating within the Bank's tolerance for each risk category; eligible products include SBA 7(a), SBA 504, USDA, and other conventional loans with government-guarantee components
• Use the LOB playbook and consultative sales process to build a thorough customer profile, identify short- and long-term financial needs, and cross-sell other Bank products
• Maintain an in-depth knowledge of products/services and recommend appropriate solutions using our value proposition
• Articulate the advantages of obtaining financing through a technology-enabled, industry-specific lender to doctors and referral sources
• Possess formalized basic credit training or equivalent credit risk experience
• Participate in the origination, closing, packaging, servicing, and, as necessary, the liquidation of SBA loans to conform with U.S. Small Business Administration SOPs and the Bank's policies and regulatory compliance
• Balance risk and return, measured by any charge-offs that result in loss of income within the first 12 months; actively engage in credit and risk management policy and processes, including servicing and liquidation requests as needed

Requirements

• Bachelor's degree in marketing, finance, or related business field, or four (4) years of related experience
• Minimum five (5) years of commercial banking experience, or five (5) years of sales and underwriting experience
• Extensive knowledge of U.S. Small Business Administration loan programs and other federal, state, and municipal alternative lending products
• Proven track record of self-motivated success in external sales/sourcing and the creation of new sales relations
• Demonstrated strong verbal and written communication skills, along with excellent presentation and interpersonal skills
• Proficiency in all Microsoft Office software applications

Qualifications

• Ability to analyze complex financial data to make sound credit decisions

Skills

• Formalized basic credit training or equivalent credit risk experience

Benefits

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

Pay

SBA Finance Specialist Total Base Pay Range: $82,100.00 - $172,500.00 USD

Schedule

Virtual, Ohio 00000