SBA Loan Specialist

About the role

As an SBA Specialist, you would be proactively involved in helping small business clients achieve their goals while being part of a professional SBA team committed to serving communities.

Responsibilities

• Facilitate SBA transactions in support of Relationship Managers and provide ongoing SBA education.
• Create strategies to originate SBA loans in collaboration with Relationship Managers and Small Business Department managers.
• Present the bank's loan capabilities and structure SBA loan proposals.
• Provide SBA education and resources to Relationship Managers through group presentations, one-on-one consultations, reference materials, and an intranet site.
• Develop and maintain client-specific SBA communication plans to enhance client relationships and address client needs.
• Market SBA products/services to identified clients and referrals, prepare for joint client meetings, and follow up as necessary.
• Generate eligibility determinations, structure transactions, and collect requisite application documents for SBA loans.
• Aid Relationship Managers in selecting and implementing SBA lending programs as needed.
• Participate in client relationship planning and manage SBA loan projects as required.
• Stay updated on new products, methods, industry trends, and regulatory changes.
• Maintain an effective working relationship with other bank personnel to support client services and sales functions.
• Take a leadership role in community affairs and activities to enhance business development and community exposure.
• Comply with and manage risks according to Bank policies and procedures.

Qualifications

• At least 5 years of dedicated SBA experience, including competence with large, complex SBA loan projects.
• A thorough understanding of SBA policies and structure, product knowledge, and financial analysis.
• A complete working knowledge of government, conventional, custom, and self-employed borrower loans.
• Proven analytical skills and ability to review and interpret complex data.
• Excellent written and verbal communication skills, including the ability to analyze, synthesize, and articulate complex ideas.
• Strong interpersonal skills and the ability to collaborate with diverse groups of people.
• Proficiency with Microsoft Suite of products and strong PC-based technical skills.
• The ability to work under deadlines and stress while maintaining professionalism and maturity.
• The ability to gather data from various sources and positively represent the Bank during contacts.
• The ability to develop a subjective analysis of borrowers based on investor, insurer, and regulatory requirements.

Benefits

Our comprehensive benefits package includes Health, Financial, Retirement, and Work/Life benefits. For more details, please visit our benefits overview.

Pay

$66,850 - $100,276 (Eastern, Washington and Idaho)

Candidates in the Western, Washington area can anticipate a salary range of $93,591 - $140,386

Schedule

Hybrid work within the Washington Trust Bank footprint of WA, ID and OR

Benefits

We offer a variety of benefits including Health, Financial, Retirement, and Work/Life benefits. For more details, please visit our benefits overview.