SBA Construction Loan Representative

Primary Office Location

401 S Graham St. Charlotte, North Carolina. 28202.

Position Title

SBA Construction Loan Representative

Business Unit

Commercial Banking

Reports to

SBA Construction Loan Manager

Position Overview

This position is primarily responsible for providing construction management, funding and disbursement services for all SBA Construction loans.

Primary Responsibilities

• Recommends Approval or Declination of contractor and construction project.
• Funds construction and multi-disbursement loans according to Bank and SBA regulations.
• Collects and reviews all closing documents related to construction financing under the SBA 7a, SBA 504 and USDA loan programs.
• Reviews and approves contractor’s financials and qualifications.
• Prepares and handles the construction loan closing checklist and works with borrowers, contractors, architects and Bank partners to complete closing documents.
• Ensures loan complies with SBA/USDA Standard Operating Procedures.
• Captures and prepares the loan package construction checklist for submission.
• Structures loans involving construction and educates existing and new Business Development Officers on how to structure loans involving different levels of construction.
• Performs research activities including gathering information on construction laws and regulations in the city and state of the prospective construction project.
• Works with third party vendors for cost review.
• Orders commercial appraisal reports and environmental reports.
• Interviews Business Development Officer, borrower and contractor in regard to loan request.
• Performs other related duties and projects as assigned.

Skills Required

• Excellent communication skills, both written and verbal
• Excellent customer service skills
• Excellent project management skills
• Detail-oriented
• Excellent organizational, analytical and interpersonal skills
• Ability to work and multi-task in a fast paced environment
• MS Word - Expert Level
• MS Excel - Expert Level
• Construction Knowledge

Physical Requirements

Or Work Conditions Beyond Traditional Office Work

EEO Statement

F.N.B. Corporation (FNB) and its affiliates are committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. FNB provides all applicants and employees a discrimination and harassment free workplace. It is the policy of FNB and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law.