Sales - Field Underwriting Territory Representative

The Cincinnati Insurance Companies prioritize people and apply the Golden Rule in daily operations. Join our team to help protect families and businesses, build productive relationships, and grow your career in a service-oriented, ethical environment.

About the role

As a field-based property and casualty underwriter in our Sales and Marketing department, you will evaluate, assess, and price risks while driving profitable growth for agency partners in the Cleveland, Ohio territory. This position is fully remote for those serving territories away from our Fairfield, Ohio headquarters.

Responsibilities

• Underwrite commercial business by analyzing risks, pricing, negotiating, and making informed decisions.
• Sell and solicit business across all available business units to build strong, diverse agency relationships.
• Develop and execute a strategic plan for territory growth and profitability, including new agency appointments.
• Build deep relationships with assigned agencies to create a diverse and profitable portfolio.
• Lead and collaborate with other field disciplines to ensure agency success through communication and support.
• Stay updated on industry trends, market conditions, emerging risks, and competitors to inform decisions.
• Travel regularly to visit agencies within the territory.

Requirements

• Bachelor’s degree or 5+ years of industry experience (required).
• Minimum of 2 years of multiline commercial underwriting experience with underwriting authority (required); more than 3 years (preferred).
• Relevant insurance industry certifications (e.g., CIC, CPCU) or professional selling experience (a plus).
• Valid driver’s license.

Skills

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal abilities.
• Ability to work independently and make sound decisions.
• Strategic business plan development skills.
• Passion for leadership.

Pay

The pay range for this position is $90,000 - $152,000 annually. Compensation is based on education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Benefits

The Cincinnati Insurance Companies offer a variety of benefits and amenities to support associates' well-being and satisfaction. We provide tools, training, and a lifelong learning approach to help you succeed as a trusted insurance professional.