Risk Manager II (US) Unsecured Lending

This role will provide business-aligned guidance focused on governance, compliance, and operational risk management. You will partner with leaders, compliance stakeholders, and cross-functional teams to translate complex issues into practical recommendations. The position offers the opportunity to strengthen responsible execution, improve decision-making, and support sustainable growth within a regulated financial services environment.

Location: Remote - US based candidates only, no visa sponsorship available

Responsibilities

• Oversee portfolio credit risk for retail unsecured lending products
• Develop and implement risk segmentation strategies and optimization methods
• Provide detailed analysis and credit risk strategies within prescribed appetites
• Interface with regulatory bodies on risk management issues
• Collaborate cross-functionally to identify and assess key risks

Qualifications

• Bachelor's degree required; Graduate degree preferred
• 10+ years of relevant experience required
• Advanced knowledge of risk management concepts and regulatory compliance
• Experience with SQL, SAS, or similar analytical tools
• Strong analytical skills with attention to detail

Benefits

• Comprehensive healthcare and well-being benefits
• Retirement savings programs with employer contributions
• Paid time off for vacations, holidays, and personal days
• Career development opportunities with regular performance conversations
• Access to mentorship programs and online learning platforms

Pay

$115,440 – $173,160 annually