Risk Manager, Enterprise Payments Risk Management

About the role

As part of Operational Risk Management (ORM), you'll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). Additionally, you will support the integration of new acquisitions and ensure adoption of ORM policies and standards. You'll also bring your unique perspective and experiences to help us be rigorous, curious, and creative. Successful Risk Managers have a natural passion for managing risk with excellent project, process, and analytical skills. Risk Managers partner with first- and second-line partners in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded. The ideal candidate will bring a big picture perspective and have a high degree of autonomy within their daily work.

Responsibilities

• Provide Payments Risk consulting and effective challenge focused on Stablecoin and other payment initiatives and projects, providing an understanding of payments risks and activities, specifically Stablecoin
• Develop and leverage key relationships with cross-functional teams and key first line of defense contacts, providing advice and effective challenge, as required
• Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise
• Demonstrate independent and adaptive problem-solving and analysis skills with attention to detail
• Demonstrate strong communication, collaboration, problem solving and influencing skills across various levels of the organization
• Manage tasks and activities related to risk management initiatives and reporting to support the Enterprise Payments Risk Management team in a well-managed capacity
• Research and identify external risk themes related to payments

Basic Qualifications

• Bachelor's Degree or military experience
• At least 3 years of experience in a first-line or second-line risk management role supporting payments processes
• At least 2 years of direct experience with stablecoin payments or crypto-asset risk management

Preferred Qualifications

• 3+ years of experience with stablecoin payments or experience managing adherence to regulatory requirements
• 3+ years of Financial Services risk management experience within the Payments Risk or Payment Operations domain, with depth of knowledge in stablecoin regulatory frameworks
• Certification within the payments industry (Accredited Payments Risk Professional (APRP), National Check Professional (NCP), Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP))

Pay

McLean, VA: $151,900 - $173,400 for Risk Manager. Richmond, VA: $138,100 - $157,700 for Risk Manager. Candidates hired to work in other locations will be subject to the pay range associated with that location. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

Schedule

This role is expected to accept applications for a minimum of 5 business days.

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.