Risk Management - Wholesale Credit Risk Business Banking - Executive Director

Job Responsibilities

Lead as the primary credit analysis contact for the Business Banking Government and Not for Profit leadership team, negotiating terms, informing, and consulting on strategic initiatives.
Manage teams of Credit Officers in Columbus, analyzing and deciding credit requests of varying complexity while maintaining high quality standards and adhering to credit policies, guidelines, and procedures.
Implement the firm's risk appetite across various industries and geographies, ensuring appropriate Risk Grading and Loss Given Default assignments to all credits.
Develop the team and oversee workflow processes to manage new and renewed deal flow and other portfolio management-related activities.
Perform reviews of process activities to ensure compliance with control measures and identify areas for improvement.
Assume ownership of portfolio quality, acting with a sense of urgency during reviews and exams.
Partner with other functions to deliver continuous improvements for efficiency, controls, and consistency.
Collaborate with the Risk Modeling team to prepare model documentation, provide credible challenge, and implement usage.

Required Qualifications, Capabilities And Skills

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• 10 years of Business or Commercial Credit experience, with an in-depth knowledge of credit risk assessment and regulatory requirements.
• Proven leadership capacities and executive presence, with demonstrated success in managing multi-site teams and the ability to credibly challenge others on complex ideas succinctly.
• Strong track record of collaboration with stakeholders and colleagues at all levels, adept at navigating a highly matrixed organization.
• Proactive self-starter with a demonstrated ability to manage and deliver time sensitive, complex initiatives.
• Excellent interpersonal and communication skills, including ability to negotiate, influence, and demonstrate diplomacy in sensitive situations and to interact effectively with senior management.
• Retain, develop, and recruit high-performing talent.

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.