Risk Management - Business Banking Credit Officer - Vice President

About the role

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job Responsibilities

• Provide a full risk assessment, complete due diligence and final decision for all credit requests where exposure lies $5MM < $10MM.
• In addition, Sr. Credit Officers opine and provide decisioning on all relationships where exposure exceeds $10MM.
• Work in concert with assigned Credit Officer.
• Implement the firm's risk appetite across the various industries we serve and in all geographic locations covered.
• Adequately assess the risk in the portfolio, ensuring that divisional risk and underwriting team partners decide all credit transactions according to BB guidelines.
• Senior Credit Officer will assess pending credit requests, escalating any heightened risks identified.
• Senior Credit Officer works with Divisional Risk Manager(s), Portfolio Manager(s) and Managed Assets partners to ensure the portfolio and individual credits are managed properly and within BB guidelines.
• Assume ownership of the portfolio quality, acting with a sense of urgency, doing whatever it takes to effectively get the job done.
• Partner with other functions to put in place and consistently improve processes to drive efficiency and consistency, while maintaining credit quality of portfolio and risk strategies.
• Work closely with Divisional Risk, Portfolio Management and Managed Assets/Special Credits, supporting existing portfolio through effective internal communication.
• Work together to solve client issues, review credit strategies as well as stay or exit decisions for compromised relationships.
• Within Sr. Credit Officer group on strategic management projects, report to or present to sr. management.
• Travel to supported markets to meet potential and current clients as necessary (10%).

Required Qualifications, Capabilities, And Skills

• Bachelor's degree or higher
• Formal Credit Training from a well-recognized Financial Institution
• Demonstrated ability to influence decisions, work amongst a team of peers and/or senior management as well as manage time sensitive, complex initiatives
• 10+ years of underwriting and/or credit risk experience required
• Excellent risk assessment skills, including risk identification and measurement, mitigation strategy development, regulatory management, policy and procedure development
• Excellent interpersonal and communication skills, including ability to negotiate, compromise and demonstrate diplomacy in sensitive situations and to interact effectively with senior management
• Excellent analytical and problem-solving skills
• Strong understanding of Credit and Treasury Products as well as their inherent risks and available mitigants

Preferred Qualifications, Capabilities, And Skills

• Experience in a banking or financial services environment preferred.

Pay

Commensurate with experience.

Schedule

N/A

Benefits

Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans