Risk Management - Lead Credit Officer - Vice President
JPMorganChase · Plano, TX · 2 wk ago
On-siteFinanceFull-time
Job Responsibilities
- Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
- Review and approve trading activity, including recommending margin requirements as well as structural enhancements
- Provide credit expertise in structuring loan and derivative transactions
- Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
- Oversee legal negotiations for traded products and traditional lending
- Serve as principal contact for and partner with colleagues from Sales & Trading, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, and Ratings Advisory
- Assess creditworthiness of clients and assign appropriate credit ratings
- Maintain updated credit research on a portfolio of clients
- Lead group wide efficiency projects
- Remains current on all aspects of the credit relationship, including exposure, threshold management, compliance, potential problems and opportunities
- Lead credit due diligence for bank and bond executions in tandem with M&A transactions, LBOs, and portfolio refinancing
Required Qualifications, Capabilities, And Skills
- A minimum of 6 years of Credit/Market risk experience is required
- Strong credit background and analytical skills – demonstrated ability to grasp accounting and corporate finance
- Solid familiarity with leveraged finance underwriting and credit agreements
- Possesses a solid understanding of financial products and market dynamics
- Strong interest in client interaction and possess outstanding verbal and written communication skills
- Ability to perform well under pressure on teams in a demanding environment
- Candidates should be highly proficient in Excel, PowerPoint and Word
Preferred Qualifications, Capabilities, And Skills
- Knowledge of Asset Management, Financial Technology and FIG industries preferred