Jobs · Finance · Texas

Risk Management - Lead Credit Officer - Vice President

JPMorganChase · Plano, TX · 2 wk ago
On-siteFinanceFull-time

Job Responsibilities

  • Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
  • Review and approve trading activity, including recommending margin requirements as well as structural enhancements
  • Provide credit expertise in structuring loan and derivative transactions
  • Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
  • Oversee legal negotiations for traded products and traditional lending
  • Serve as principal contact for and partner with colleagues from Sales & Trading, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, and Ratings Advisory
  • Assess creditworthiness of clients and assign appropriate credit ratings
  • Maintain updated credit research on a portfolio of clients
  • Lead group wide efficiency projects
  • Remains current on all aspects of the credit relationship, including exposure, threshold management, compliance, potential problems and opportunities
  • Lead credit due diligence for bank and bond executions in tandem with M&A transactions, LBOs, and portfolio refinancing

Required Qualifications, Capabilities, And Skills

  • A minimum of 6 years of Credit/Market risk experience is required
  • Strong credit background and analytical skills – demonstrated ability to grasp accounting and corporate finance
  • Solid familiarity with leveraged finance underwriting and credit agreements
  • Possesses a solid understanding of financial products and market dynamics
  • Strong interest in client interaction and possess outstanding verbal and written communication skills
  • Ability to perform well under pressure on teams in a demanding environment
  • Candidates should be highly proficient in Excel, PowerPoint and Word

Preferred Qualifications, Capabilities, And Skills

  • Knowledge of Asset Management, Financial Technology and FIG industries preferred

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