Risk Management - Lead Credit Officer, Specialty Finance - Vice President

Job Responsibilities

• Oversee the ongoing risk management of their portfolio which includes maintaining a broad and deep understanding of your clients' businesses, as well as a current and forward-looking view of the portfolio
• Develop a keen understanding of the residential mortgage finance and other specialty finance markets including key risk and structures and work collaboratively with junior resources and product bankers to develop solutions to the benefit the client and JPMorgan
• Lead due diligence meetings, which may be virtual or at the client's office
• Perform financial analysis to assess the strength of the corporate counterparty and identification of key risks
• Monitor the portfolio to ensure internal risk grades remain accurate and appropriate action is taken to mitigate risk for deteriorating clients
• Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed. Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models (typically Excel-based)
• Review and assist in the negotiation of transaction and trading legal documentation
• Oversee written credit analysis and present recommendations to senior credit officers for approval
• Mentor/guide junior resources and manage workloads, delegate with appropriate guidance and ensure deadlines are understood and met, and where needed, confidently escalate to senior managers
• Lead other ad-hoc projects, as needed

Required Qualifications, Capabilities, And Skills

• BA/BS degree in a quantitative discipline
• Typically a minimum of 6+ years of Commercial / Corporate banking/lending, Asset Based Lending (ABL), or Structured Finance experience including credit, structuring, and marketing
• Completion of a major corporate bank credit/analyst training program or equivalent experience
• Excellent verbal and written communication skills
• Outstanding organizational and project management skills to balance portfolio management and deal execution responsibilities
• Demonstrated interpersonal skills to collaborate with teammates, bankers, product partners, senior management, and clients
• Strong work ethic with an ability to meet deadlines while multi-tasking

Preferred Qualifications, Capabilities, And Skills

• Strong credit, documentation, and transaction experience a plus
• Excellent Excel, PowerPoint, and financial modeling skills
• Residential mortgage, specialty finance and/or securitization experience a plus
• Knowledge of credit, JPMC, and similar bank policies
• Ability to perform well under pressure in a demanding environment