Risk, Credit Risk (CRG Corporates), Associate, Salt Lake City

Key Responsibilities

• Approve counterparty research reviews and internal credit ratings analysis conducted by analysts.
• Analysis is expected to include:
• Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness
• Financial models to assess the counterparties' ability to service its debt through cash flow projections
• Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants
• Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings
• Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management
• Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
• Update and maintain existing internal rating methodology
• Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
• Provide both industry specific training and review process training to new hires and juniors analysts

Other Key Responsibilities

• Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations
• Support key Risk governance and approval committees
• Participate in regulatory examinations

Basic Qualifications

• Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
• 3+ years of experience in the job offered or a related role

Preferred Qualifications

• Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach)
• Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders
• Experience in team environment, including experience providing training to junior colleagues and peers
• Highest academic background
• Strong analytical and communication skills, both oral and written
• Team player with an ability to work effectively with colleagues in other regional offices
• Flexibility, ability to learn quickly
• Strong organizational skills and the ability to manage multiple assignments concurrently