Risk, Credit Risk, Associate, Salt Lake City
Goldman Sachs · Salt Lake City, UT · Yesterday
FinanceFull-time
We need to output HTML fragment with sections for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content.
We need to parse the job description.
Content:
- Job title: CRG – Associate Global Risk (but we don't repeat as heading)
- Job Summary & Responsibilities: includes description of firm, risk division, credit risk, etc. This is about the role. So we can have
About the role
with paragraphs summarizing. - Key Responsibilities: list of duties. SoResponsibilities
with- items.
- Other Key Responsibilities Include: more items, can be part of same list.
- Basic Qualifications: Bachelor's Degree, 3-7 years experience. So
Requirements
maybe. - Preferred Qualifications: list of experience etc. Could beQualifications
orPreferred Qualifications
but we only have allowed headings: Qualifications. So we can combine basic and preferred under Qualifications? But we have separate headings: Requirements, Qualifications, Skills. We need to decide mapping. We have Basic Qualifications (education, years). Preferred Qualifications (experience in models, presenting, team environment, etc). Also there are skills mentioned: Strong analytical and communication skills, team player, flexibility, organizational skills, etc. Those could go under Skills. Thus: - About the role: summary paragraph(s). - Responsibilities: list of key responsibilities and other key responsibilities. - Requirements: Basic Qualifications (education, years). - Qualifications: Preferred Qualifications (experience in financial models, presenting, team environment, etc). Could also include some of the skills but we separate. - Skills: Strong analytical and communication skills, team player, flexibility, ability to learn quickly, strong organizational skills, manage multiple assignments. - Benefits, Pay, Schedule: not mentioned, so omit. We must not include filler like "commensurate with experience". Not present. We need to preserve all substantive information. Do not invent or summarize away detail. Must keep details. We need to ensure we don't repeat job title as heading. We need to not include Job ID/requisition numbers (none present). We need to remove boilerplate: cookie/navigation/legal/EEO etc. Not present. We need to output only HTML fragment. Let's extract exact text. From description: "The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm." "Job Summary & Responsibilities The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong and other major financial centers around the world. Credit Risk ("CR") is a central part of the Goldman Sachs risk management framework, with primary responsibility for assessing, monitoring and managing credit risk at the Firm. CR is staffed globally with offices including New York, London, Frankfurt, Salt Lake City, Hong Kong, Warsaw and Tokyo. Understanding the credit quality of corporations, financial institutions and governments worldwide is an essential aspect of the firm's ability to be an effective financial intermediary. Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a unique opportunity to gain a broad perspective on the activities of the Firm. We partner with other divisions in the firm and externally with clients to support the firm's wide array of banking and trading business. CR professionals are part of the value proposition of the firm, and we balance our key functional responsibility of control with that of being commercial. CR has strong traditions of risk management, client service excellence and career development opportunities for our people. Below you will find the role and responsibilities of a typical Credit Research Group approver." Then "Key Responsibilities Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include: Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness Financial models to assess the counterparties' ability to service its debt through cash flow projections Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management Update and maintain existing internal rating methodology Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed Provide both industry specific training and review process training to new hires and juniors analysts Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media, and telecommunications" Then "Other Key Responsibilities Include Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations Support key Risk governance and approval committees Participate in regulatory examinations" Then "Basic Qualifications Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field 3-7 years of experience in the job offered or a related role" Then "Preferred Qualifications Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach) Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders Experience in team environment, including experience providing training to junior colleagues and peers Highly motivated with strong academic background Strong analytical and communication skills, both oral and written Team player with an ability to work effectively with colleagues in other regional offices Flexibility, ability to learn quickly Strong organizational skills and the ability to manage multiple assignments concurrently" We need to split into sections. About the role: combine the first paragraph(s) up to "Below you will find the role and responsibilities of a typical Credit Research Group approver." Might be considered summary. We'll include that as prose. Responsibilities: combine Key Responsibilities and Other Key Responsibilities. Requirements: Basic Qualifications. Qualifications: Preferred Qualifications (maybe also include "Highly motivated with strong academic background" etc). But we also have skills list; we could put those under Skills. Skills: Strong analytical and communication skills, both oral and written; Team player with ability to work effectively with colleagues in other regional offices; Flexibility, ability to learn quickly; Strong organizational skills and ability to manage multiple assignments concurrently. We need to ensure we don't lose any info. Let's craft HTML. We'll have:About the role
... (the summary)
Responsibilities
- Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include:
- . But we need to preserve all info. Could do:
- Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include:
- Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness
- Financial models to assess the counterparties' ability to service its debt through cash flow projections
- Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants
- Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings
- Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management
- Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
- Update and maintain existing internal rating methodology
- Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
- Provide both industry specific training and review process training to new hires and junior analysts
- Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media, and telecommunications
Then other responsibilities as separate - items.
But we must not create nested
- inside
- ? It's allowed but might be okay. However spec says use
- for any list of duties/requirements/benefits. It didn't forbid nested lists. Could be okay. Alternatively we could flatten all items as top-level
- and include the introductory phrase as part of first item. Simpler: just list each bullet as separate
- . Let's do that.
Thus responsibilities list:
- Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include: Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness
- Financial models to assess the counterparties' ability to service its debt through cash flow projections
- Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants
- Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings
- Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management
- Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
- Update and maintain existing internal rating methodology
- Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
- Provide both industry specific training and review process training to new hires and junior analysts
- Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media, and telecommunications
- Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations
- Support key Risk governance and approval committees
- Participate in regulatory examinations
We need to keep the phrase "Support key Risk governance and approval committees" exactly as in text: "Support key Risk governance and approval committees". The original: "Support key Risk governance and approval committees". Yes.
Now Requirements: Basic Qualifications.
We'll have:
Requirements
- Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
- 3-7 years of experience in the job offered or a related role
Qualifications
- Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach)
- Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders
- Experience in team environment, including experience providing training to junior colleagues and peers
- Highly motivated with strong academic background
Skills
- Strong analytical and communication skills, both oral and written
- Team player with an ability to work effectively with colleagues in other regional offices
- Flexibility, ability to learn quickly
- Strong organizational skills and the ability to manage multiple assignments concurrently
- ? It's allowed but might be okay. However spec says use
- ??? Actually we need to keep structure: The responsibilities list includes sub-bullets? The original says "Analysis is expected to include:" then a list of items. We could flatten: each item as separate