Risk Analyst - Portfolio Forecasting

Responsibilities

The Risk Analyst – Portfolio Forecasting is responsible for assisting in the design, development, and maintenance of complex portfolio forecasting models. The models are used to support corporate planning, financing, and account servicing operations. In addition, this position is responsible for analysis and reporting on factors that affect portfolio performance such as delinquency, loss frequency, loss severity, bankruptcies, and payoffs.

In This Role You Will

• Assist in the design, development, and maintenance of sophisticated portfolio forecasting models
• Utilize data mining and advanced spreadsheet/technical skills to participate in complex forecasting, modeling, analysis, and reporting related to factors that affect portfolio performance
• Employ best practices of data analysis and validation to ensure data results are accurate
• Promote innovative ways to visualize and digest complex data
• Proactively monitor and report relevant changes in portfolio performance to management
• Effectively summarize and communicate portfolio performance trends, expectations, forecast methodology, and results to management

Qualifications

What makes You an ideal candidate?

• Demonstrated understanding of data mining, data analysis and visualization, quantitative and analytical methods, and sophisticated forecasting techniques
• Advanced with Microsoft Excel, PowerPoint, and Word
• Experience with data analysis and spreadsheet modeling and/or reporting
• Experience with coding (SAS or SQL preferred) for data mining and transformation in a data warehouse environment
• Demonstrated quantitative skills
• Acute attention to detail
• Effective written and verbal presentation skills
• Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
• Ability to identify and understand business issues and map them into quantitative questions
• Understanding of the metrics utilized in monitoring the performance of a consumer lending portfolio is a plus

Education & Work Experience

• High School Diploma or equivalent required
• Bachelor’s Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience required
• Master’s Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field preferred
• 0-2 years of experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; experience in consumer loan or lease portfolio analysis, reporting, and/or forecasting preferred

Additional Knowledge And Skills

• Working effectively within an AI enabled environment: Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
• Skills in evaluating AI outputs for accuracy, compliance, and bias
• Experience integrating AI into workflows to improve efficiency or insights
• Familiarity with AI assisted research, summarization, and content generation
• Understanding of responsible AI use, including ethics and data protection

What We Offer

• Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay, and nine company holidays

Our Culture

Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Culture

Compensation: Competitive pay and bonus eligibility.

Work Life Balance

Flexible hybrid work environment, 2-days a week in office.

Note

We are unable to consider candidates who require visa sponsorship for this position.

Position Status

This position is not open to agency submissions

Job Title

#GMFJobs