Retail Banker II - Ludlow

About the role

The Retail Banker II is a customer liaison integral to delivering TD’s Brand promise by utilizing financial expertise and consultative advice in advising customers regarding banking solutions/needs.

Responsibilities

• Acts as a subject matter expert in the Store for both customers and colleagues regarding all products, services, policies, and procedures of TD, especially regarding both personal banking and business banking.
• Makes product recommendations based on customer needs and highlights product features and benefits that ultimately support customers through challenging times and life events, save time and money, and exceed their needs.
• Establishes and nurtures customer relationships by consistently displaying product knowledge, actively listening to customer needs while engaging in additional conversation to identify any additional needs and offer a solution or partner referral.
• Utilizes Customer Relationship Management tools to proactively play a key role in customer assessments, proactively identifies customer solutions and lead-focused outbound sales activities.
• Evaluates issues, errors and problems based on practices and existing precedents or procedures and independently resolves customer problems escalating when necessary.
• Explains detailed and/or complicated information within the team.
• Buys into the Bank's Customer Service Strategy; delivers customers end-to-end advice they expect: (1) building trust with educational content & tools, (2) providing consultative support, and (3) advocating for them with proactive insights & recommendations.
• Serves as a customer advocate in providing customer resolution, proactive tips and insights on saving time & money.
• Engages in lobby leadership by orchestrating customer flow, warmly welcomes, discovers initial needs and guides customer appropriately.
• Understands customer preferences with banking (when and how they want) and educates customers on self-service options that meet their needs.
• May act as a point of escalation for customer questions or concerns.
• Performs a variety of (teller) transactions including check cashing, deposits, transfers and withdrawals while monitoring fraud mitigation and adhering to established operational policies and procedures.
• Considers the impact of decisions on the well-being of TD, its customers and stakeholders.
• Improves customer financial confidence by sharing financial knowledge to help customers meet and exceed their financial goals.
• Acts as a brand champion both internally and externally.
• Champions customer service activities; supporting customers through challenging times and life events.
• Recognizes transaction needs of clients and educates clients on self-service channels including digital options.
• Bridges the gap between the customer and the bank by bringing your genuine self and turning each banking transaction into a personalized interaction, one customer at a time.
• Delivers end-to-end advice to customers by providing information and tools for financial management that helps customers achieve their goals, and provides real-time insights.

Requirements

• HS Diploma or GED required; 2 year degree preferred.
• 2+ years of related experience working with customers and/or sales in any capacity.
• Teller experience (preferred).
• Cross-trained to take customer transactions upon hire.
• Superior customer service skills.
• Strong organization skills to handle multiple tasks in a fast-paced environment.
• Excellent communication skills with ability to be concise, clear and consistent.
• Demonstrated effective problem-solving skills.
• Demonstrated ability to schedule and prioritize work.
• Demonstrated ability to work independently and within deadlines.
• Proficient in Microsoft Office.
• Ability to provide community services, including, but not limited to, financial education classes.
• Notary License (preferred).

Qualifications

• Eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36.
• Eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C.5102 et seq., and its implementing regulations, 12 CFR Part 1007.

Skills

• Financial expertise and consultative advice.
• Customer relationship management.
• Product knowledge and recommendations.
• Customer service skills.
• Microsoft Office proficiency.
• Community service and financial education.
• Notary license (preferred).

Benefits

Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

Pay

$23.25 - $30.75 USD

Schedule

Hours 40