Residential Mortgage Originator, Salem, MA

About the role

Seeking a full-time Residential Mortgage Originator to join the Institution for Savings lending team. The ideal candidate will be responsible for generating residential mortgage loans through a combination of in-office work at the Bank's Salem Office, as well as proactive out-of-office business development, community engagement and exceptional customer service. This position is in-person working at the Bank's Salem office.

Key Responsibilities

• Request property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
• Analyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loans and/or submits applications to credit analyst for verification and recommendations.
• Corresponds with or interviews applicants or creditors to resolve questions regarding applicant information.
• Compile loan packages and facilitate negotiations with applicants pursuant to Bank standards, including fees, loan repayment options and other credit terms.
• Ensures loan agreements are complete and accurate according to policy.
• Assures timely loan closing and funding activities.
• Promotes and cross-sells other bank products and services as appropriate to customer.

Qualifications

• Bachelor's degree preferred or a minimum of five years demonstrated successful work-related experience in all aspects of residential lending including secondary market.
• Fluent in Spanish with excellent communication skills, both written and verbal.
• Effective interviewing and presentation skills.
• Strong analytical and quantitative skills and proven problem-solving ability.
• Highly motivated, goal-oriented, and able to work independently. Utilizes strong organization skills to perform and prioritize a high volume of tasks simultaneously.
• Consistently achieves goals and meets strict deadlines while maintaining excellent attention to context, substance and detail.
• Embraces the team-oriented culture and works collaboratively across the Bank to support the Bank's strategic growth plans.
• NMLS registration required.
• Valid driver's licenses and willingness to travel locally for meetings, events, etc.
• Microsoft Excel and Microsoft Word experience required. Knowledge of Encompass and Jack Henry software preferred but not required.

Pay & Benefits

Salary range: $75,000.00 to $100,000.00 annually. The salary range listed is just one component of the Bank's total compensation package. Other rewards include fully paid medical, dental and vision insurance, as well as dollar-for-dollar 401(k) match up to 10%; life insurance; disability plan; pension plan after 2 years of service; and generous vacation and paid-time off.