Remote, Senior Commercial Lines Underwriter

About the role

Senior Commercial Lines Underwriter located in Maryland (remote). Territory: Maryland. Requires 6+ years commercial P&C underwriting experience. Role with a Top 35 U.S. Property & Casualty carrier, fully remote but must reside in Maryland to manage agency relationships and support business development throughout the territory.

Responsibilities

• Independently underwrite and manage a profitable book of Commercial Lines business throughout Maryland.
• Evaluate new and renewal submissions across multiple lines, including Property, General Liability, Commercial Auto, Umbrella, and Workers' Compensation.
• Assess risk exposures, coverage needs, pricing adequacy, and account profitability.
• Develop and maintain strong relationships with agency partners to drive production and retention.
• Travel periodically within the territory for agency meetings, marketing visits, and relationship-building activities.
• Negotiate terms, conditions, and pricing within established underwriting authority.
• Collaborate with internal teams including Claims, Risk Control, and Operations to provide exceptional service to clients and distribution partners.
• Monitor market trends, competitive conditions, and portfolio performance to support profitable growth initiatives.
• Mentor junior underwriting staff when appropriate and serve as a technical underwriting resource.

Qualifications

• 6+ years of Commercial Property & Casualty underwriting experience.
• Experience underwriting multi-line middle market accounts.
• Strong knowledge of Commercial Lines coverages, pricing, risk assessment, and portfolio management.
• Proven success developing and maintaining independent agency and broker relationships.
• Demonstrated ability to analyze complex risks and make sound underwriting decisions.
• Strong communication, negotiation, and relationship management skills.
• Bachelor's degree preferred.
• Professional designations such as CPCU, AU, ARM, or CIC are a plus.

Pay

Competitive base salary plus annual bonus opportunity.

Benefits

• Comprehensive medical, dental, and vision coverage.
• 401(k) with company match.
• Generous PTO and paid holidays.
• Career advancement opportunities with a nationally recognized carrier.
• Fully remote work environment with a focus on work-life balance.