Commercial Lines Senior Underwriter (remote)

About the Role

Achieve profitable underwriting results in support of growth and profit objectives through appropriate risk selection, agency relations, book management, self-development, and assistance in the professional development of others.

Responsibilities

• Selects profitable risks by identifying and analyzing risk exposures against coverage desired.
• Manages and underwrites a book of business to maintain profitable results by identifying changes in risk exposures or characteristics, changes in loss trends as measured by loss ratio, loss frequency, or other measures.
• Monitors new business production, renewal and policy retention trends, and agency production and loss ratio results within assigned territory to ensure objectives are met; develops corrective action alternatives if necessary.
• Develops effective relationships with agents and other internal and external customers through communication, cooperation, and periodic agency visits.
• Drives new business sales growth for Commercial Lines.
• Develops and maintains full knowledge of all policy forms, coverages, rating plans, and manuals for all property and casualty lines written.
• Assists in the training, mentoring, and development of new or less experienced underwriting personnel.
• Manages assigned work to meet or exceed time and quality service standards.
• Reviews referrals within the referral guidelines and individual underwriting authority.
• Maintains appropriate underwriting documentation on the system or in writing as required.
• Executes agency management routines to develop a profitable book of business with each agency, including:
  • Develops and manages a new business pipeline to ensure a steady stream of opportunities.
  • Analyzes quality, volume, mix of business, and profit for assigned producers.
  • Identifies trends in submission activity and works to meet production targets.
  • Executes actions to achieve policy retention and pricing objectives.
  • Participates in the agency review process.
  • Supports Sales Relationship Manager/Territory Sales Manager in conducting sales, product, and process training for agencies.
• Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy, and product offerings, maximizing time with the right agencies.
• Embraces a culture of Continuous Improvement (CI) and actively identifies opportunities for improvement to increase efficiency and decrease waste.
• Exhibits the company’s core values of integrity, candor, ownership, working together, and doing the right thing.
• Places reinsurance and assists less experienced underwriters in obtaining reinsurance quotes.
• Assists with audits for individuals, team, and department.

Requirements

• Bachelor’s degree and/or CPCU designation strongly desired.
• At least three years of commercial multiple lines underwriting experience or completion of the Underwriting Training program or comparable experience within the property and casualty insurance industry.
• Excellent communication, time management, decision-making, and PC skills.
• Ability to complete multiple tasks within set deadlines, be detail-oriented, and willingness to participate in industry-related continuing education and/or training (e.g., CPCU, INS, AU, AIS, CIC).
• Outstanding negotiation skills, including the ability to handle conflict, difficult situations, and provide a high level of customer service.
• Travel as necessary (up to 25%) for agency visitations, meetings, seminars, etc.

About Us

Grange Insurance Company, with $3.4 billion in assets and more than $1.61 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home, and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent).

Benefits

• Hybrid and remote work options, along with flexibility in work hours (role dependent).
• Competitive traditional benefits.
• Unique benefits based on associate feedback, including:
  • Cultural appreciation holiday.
  • Family formation benefits.
  • Compassionate care leave.
  • Expanded categories of bereavement leave.

Who We Are

Grange values all the things that make us unique as human beings. We are committed to creating and supporting a workforce that reflects the richness of our differences by welcoming all backgrounds, viewpoints, and lived experiences. To foster an inclusive environment, we intentionally bring those differences together for the good of our enterprise, associates, agents, customers, and community.

• Our Associate Resource Groups help cultivate an inclusive workplace while providing professional and personal growth opportunities. Open to all associates, these voluntary groups celebrate shared experiences and perspectives across ethnicity and race, nationality, generation, gender identity, and sexual orientation. Groups include:
  • Multicultural Professional Network.
  • Pride Partnership & Allies.
  • Women's Group.
  • Young Professionals.
• Established in 2016, our Inclusive Culture Council advances professional development, networking, business value, and community outreach.

Our commitment to inclusion is grounded in our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow.