Remote Mortgage Underwriter I

About the role

Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home and vacation rental portfolios. Since late 2015, Visio has financed over $1 billion in Rental360 loans and has more than $400 million in capital onboard.

Responsibilities

• Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
• Identify when a file deviates from standard requirements and escalate when needed
• Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
• Ensure loans follow investor and company policies, SOPs, and compliance rules
• Maintain acceptable turnaround times and service-level expectations
• Review corporate documentation for entity borrowers
• Research property taxes to determine appropriate escrows
• Review title commitments to ensure alignment with company and investor guidelines
• Confirm all lending conditions are met prior to closing
• Absorb and respond to urgent or time-sensitive emails to manage workflow volume
• Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
• Provide excellent customer service throughout the underwriting process
• Collaborate cross-functionally to support efficient workflows and process improvements
• Complete other responsibilities and duties as assigned based on business needs

Requirements

• 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
• Solid manual underwriting skills
• Tech-savvy, with the ability to learn and navigate multiple systems
• Strong documentation review skills with the ability to spot discrepancies and ensure compliance
• Proven ability to manage time-sensitive tasks and meet deadlines
• Completion of all required training by designated timelines
• Reliable, team-oriented, and proactive in a fast-paced environment
• Proficiency in Microsoft Word and Excel
• High School Diploma or GED required

Qualifications

• Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions

Skills

• Experience with Non-QM Loans
• Experience with underwriting DSCR loans
• Associate and/or bachelor's degree in business or a related industry area major
• Experience with Calyx Point and SalesForce

Benefits

Visio Financial Services, Inc. is an Equal Opportunity Employer

Pay

$29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)

Schedule

Monday - Friday: 8:30 am - 5:30 pm CST

Authorized Remote Locations

• AL
• AR
• AZ
• FL
• GA
• IL
• IN
• KS
• KY
• LA
• NC
• SC
• TX
• UT

Work Schedule

Monday - Friday: 8:30 am - 5:30 pm CST