Remote - Mortgage Underwriter

Job Summary

The Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan applications in accordance with company guidelines, investor requirements, and federal and state regulations. This role analyzes borrower income, assets, credit, and collateral to assess risk and make sound lending decisions while ensuring compliance and loan quality.

Key Responsibilities

• Review and underwrite mortgage loan applications, including income, assets, credit, and property documentation.
• Analyze self-employed borrower income and financial records.
• Evaluate loan eligibility based on agency, investor, and internal guidelines.
• Review exception requests and recommend alternative loan solutions when appropriate.
• Acknowledge and decline loans and prepare adverse action notices as required.
• Assess property acceptability and collateral adequacy.
• Collaborate with loan originators, processors, and closers to obtain required documentation.
• Stay current on mortgage products, underwriting guidelines, and regulatory changes.
• Conduct secondary reviews of suspended or declined loan files.
• Support training and mentoring efforts within the mortgage operations team.

Qualifications

• Experience in mortgage underwriting.
• Strong knowledge of mortgage lending regulations and investor guidelines.
• Ability to analyze complex financial and credit documentation.
• Excellent decision-making, communication, and organizational skills.
• Strong attention to detail and commitment to compliance.

Job Type & Location

This is a Contract position based out of North Richland Hills, TX.

Pay And Benefits

The pay range for this position is $22.02 - $39.93/hr.

Requirements

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

About TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies.

San Francisco Fair Chance Ordinance

Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.