Remote Insurance Agent | $140K First Year + Bonuses

Recruiter: Amanda Sellers – LinkedIn profile

About the role

Build a scalable career helping families protect their financial future. This is a remote, independent-contractor (1099) opportunity that combines modern digital tools, consultative selling, and access to a broad network of insurance carriers. Agents operate within a technology-enabled platform designed to simplify the entire client journey—from initial conversation and needs analysis through application, underwriting, and policy placement.

Responsibilities

• Conduct virtual consultations with prospective clients through phone, Zoom, and digital platforms
• Understand client goals related to income protection, family security, mortgage protection, debt coverage, retirement planning, and legacy planning
• Perform financial needs analysis and recommend appropriate insurance strategies
• Present customized solutions using advanced quoting and illustration technology
• Guide clients through a streamlined digital application process
• Manage cases through underwriting and policy issuance
• Build long-term client relationships that create referrals and repeat business

Why agents choose us

• Technology Advantage: Operate within a digital-first platform with CRM tools, automated workflows, quoting systems, and online applications designed to reduce administrative friction.
• Carrier Flexibility: Access 80+ insurance carriers across the United States, allowing you to recommend solutions based on client needs rather than being limited to one company’s products.
• Broad Product Solutions: Offer a wide range of solutions, including:
  • Term Life Insurance
  • Mortgage Protection
  • Final Expense
  • Permanent Life Insurance
  • Indexed Universal Life (IUL)
  • Infinite Banking strategies
  • Annuity solutions
• Lead & Marketing Support: Access optional lead programs, marketing resources, and systems designed to help agents consistently connect with prospective clients.

Compensation

• Uncapped income potential
• Competitive upfront commissions
• Potential renewal income depending on product and carrier
• Performance-based bonuses and advancement opportunities
• Equity compensation opportunities and incentive travel programs

This is a commission-based independent contractor opportunity; there is no base salary. Income is directly tied to activity, consistency, client relationships, and production results.

Qualifications

• A Life & Health Insurance license is required, or candidates must be willing to obtain one
• Strong communication and relationship-building skills
• A self-directed and entrepreneurial mindset
• Comfort conducting virtual client meetings
• Discipline with pipeline management and follow-up
• A desire to continuously improve sales and advisory skills
• The ability to work independently while leveraging technology effectively

Ideal backgrounds include insurance, financial services, sales, customer success, real estate, entrepreneurship, or client advisory roles.

Training & Growth Opportunities

• Licensing guidance (if needed)
• Product and sales training
• Technology onboarding
• Mentorship from experienced leaders
• A national community of agents and resources

Successful agents may grow into senior producer roles, advanced planning specialists, agency leadership, mentorship and recruiting opportunities, or agency ownership.