Regulatory Counsel- Accident & Health Insurance

About the Role

An in-house counsel position on the Accident & Health (A&H) legal team of a leading global specialty insurance and reinsurance carrier. The attorney will serve as a day-to-day legal advisor to the U.S. A&H Business Unit, partnering with Product, Underwriting, Claims, Operations, Actuarial, Finance, and IT, while collaborating with U.S., Canadian, and cross-functional partners as the A&H business continues to grow internationally. This is a permanent in-house counsel role supporting three A&H business segments: Group Benefits, Specialty Accident & Health, and Pet Insurance. The position is well-suited for a 3–5 year attorney who wants to grow beyond pure regulatory work into corporate and strategic advisory matters within a sophisticated, collaborative legal team.

Responsibilities

• Provide regulatory advice on U.S. healthcare, insurance, and compliance matters.
• Draft, review, and negotiate A&H insurance and reinsurance transactional agreements, including NDAs, program manager agreements, administrative services agreements, letters of credit, security agreements, letters of authority, vendor contracts, and third-party claim handling agreements.
• Review consumer-facing marketing, advertising, enrollment platforms, customer communications, and fulfillment materials.
• Assist with A&H form and rate filings, including drafting responses to Department of Insurance objections.
• Support responses to complaints, regulatory inquiries, and market conduct exams.
• Manage company and vendor regulatory fraud training and reporting for U.S. legal entities.

Requirements

• 3–5 years of experience in legal or regulatory compliance, ideally with exposure to insurance and/or healthcare regulatory matters.
• Practical working knowledge of Accident & Health insurance compliance and regulatory requirements, including state and federal healthcare-related laws (e.g., PPACA, ERISA), is strongly preferred.
• Familiarity with privacy and data security frameworks (HIPAA, GDPR, state consumer privacy laws, and emerging AI regulations) is a plus.
• Excellent communication and relationship-building skills, with the ability to translate complex regulatory concepts into actionable business guidance.
• Proactive, problem-solving approach with the ability to manage a wide range of legal issues across multiple business stakeholders.
• Proficient in legal research.
• Proficient in the Microsoft Office suite.
• J.D. from an ABA-accredited U.S. law school.
• Member in good standing of at least one state bar (New York admission or eligible for New York in-house registration exemption).
• Excellent academic credentials.
• Outstanding professional references.

Pay

The salary range for this role is $180,000 to $220,000. Base and bonus pay are based on multiple factors, including but not limited to work experience, qualifications, credentials, and location.

Benefits

In addition to pay, a comprehensive and competitive benefits package is provided, including medical, dental, vision, life, and disability insurance; health and wellness programs; retirement plans; tuition reimbursement; paid vacation; and more.

Schedule

Full-time, hybrid schedule based in New York City.