Regulatory Compliance Exam Specialist

About the role

You will serve as the point of contact for state and federal regulatory examinations, assist regulators with all examination-related requests, and develop and implement corrective actions to address cited deficiencies. The role ensures all deadlines and requests are met in a time-sensitive environment.

Responsibilities

• Provide responses to state and federal requests for information.
• Coordinate state and federal regulatory examinations from agencies such as the CFPB, DOJ, FTC, SEC, NY DFS, DBO, TX OCCC, and others.
• Develop and implement corrective actions to resolve cited exceptions from regulatory examinations.
• Schedule follow-up internal audits to monitor and maintain the effectiveness of corrective actions.
• Prepare written responses to exception reports and ongoing audit results for state and federal regulators.
• Create internal reports and summaries on incidents of non-compliance with legal, regulatory, and policy requirements.
• Develop and present Root Cause Analysis and Corrective Action Plans to the compliance board and board of directors.
• Collaborate with the Chief Compliance Officer and Regulatory Compliance Counsel to validate cited exceptions before remediation.
• Partner with business units to develop, design, document, and maintain monitoring policies and procedures for compliance with legal and regulatory requirements.

Requirements

• Basic knowledge of multi-state regulatory requirements for auto finance.
• Basic knowledge of Consumer Financial Protection Laws.
• Strong communication skills (verbal and written), including the ability to interact professionally with regulators and upper management.
• Superior interpersonal skills and teamwork awareness.
• Demonstrated understanding of learning and development principles.
• Ability to handle multi-tasking, manage priorities in a fast-paced environment, and maintain attention to detail.

Qualifications

• Bachelor’s Degree from an accredited college or university in a business-related discipline.
• Preferred: At least three years of experience in the auto finance industry.

Skills

• Daybreak or other retail consumer servicing systems (preferred).
• Web navigation and/or web-based applications.
• Microsoft Office Suite (Word, Excel, Outlook, PowerPoint), Vision.
• General office equipment (copier, fax, etc.).

Benefits

• Medical, Dental, and Vision benefits.
• Life Insurance and Long-term disability plans.
• Flexible Spending Account.
• 401K matching and Employee Stock Ownership Program in an $18.2 billion company, plus company matching.
• Wellness Programs.
• Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only).
• Career Path Opportunities.
• Discounts on parks, museums, movie tickets, and attractions.
• Annual Flu Shot.
• Paid vacations, sick days, and holidays.
• On-site gym (available in Los Angeles, CA & Dallas, TX offices).
• Rental Car Discounts and Dell Member Purchase Program.
• UKG Wallet.