Regulatory Affairs Advisor & Liaison

About the role

Within Capital One, the Regulatory Affairs function at Capital One is responsible for managing all interactions with Federal Banking Regulators. We provide key advisory consulting to senior management with respect to supervision and evolving regulatory issues, while also supporting policy development and risk management thought leadership.

Responsibilities

• Manage and foster productive relationships and interactions between consumer credit business functions and Federal Regulatory supervisory staff.
• Provide thought leadership and strategic advisory services to senior management and other stakeholders regarding the regulatory environment and supervisory matters.
• Synthesize trends within the external landscape and local regulatory engagements and drive internal awareness of focus areas and potential sensitivities to minimize regulatory risk and ensure the company is exceeding expectations set forth by law, regulation, and agency guidance.
• Lead preparation activities and oversee execution of on-site engagements such as exams (e.g., logistics management, fulfillment of supervisory requests, and driving issue resolution).
• Identify potential risk areas and advise on corrective actions, ensuring they are monitored and on-track for timely and effective mitigation.
• Lead or support policy advocacy activities with respect to banking and regulatory-related matters in partnership with other stakeholders, including Lines of Business, Legal, and Global Enterprise Affairs.

Qualifications

• At least 5 years of experience in banking, financial services, risk management, audit, consulting, regulatory agencies, or a combination.
• Preferred qualifications include 8+ years of experience in banking, financial services, risk management, audit, consulting, regulatory agencies, or a combination.
• Experience or working knowledge of consumer credit products and associated regulatory frameworks and risk management practices.
• Strong critical thinking, problem solving, written and verbal communication skills to build consensus across a broad range of stakeholders.
• Lead with empathy when working with internal stakeholders and government agencies.
• Closely follow regulatory policy and technological developments in banking and financial services.
• Engage with stakeholders across all organizational levels, including executive leadership.