Real Estate Associate Loan Originator, NE-Charleston, SC

Responsibilities

• Takes mortgage loan applications and offers or negotiates terms of residential mortgage loans.
• Marks and promotes PrimeLending’s financial products.
• Engages in residential mortgage loan origination activities as defined by the SAFE Act.
• Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives.
• Schedules appointments with potential customers for the team.
• Collects and analyzes information regarding the customer’s income, assets, investments, or debts.
• Obtains all necessary support documents including the appropriate fees and collects additional documents.
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
• Handles loan volume and assists with residential mortgage loans as directed by team lead/primary loan originator.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Maintains working knowledge of Company products as well as private and Government insured mortgage guidelines.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing.
• Meets customer service standards as outlined by management.
• Other functions as needed.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 6 months real estate or financial services experience required.
• Maintain active NMLS registration and required licenses in good standing, in compliance with applicable laws.
• Interacts with regional & corporate departments, as well as customers, realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision-making ability.
• Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate AU and Loan Origination software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.