Quality Assurance - Credit Review Americas
Mizuho · New York, NY · 2 wk ago
HybridQuality Assurance$210k–$220k/yrFull-time
Responsibilities
- Conduct independent quality assurance assessments across the full Credit Review framework, including individual review engagements, continuous monitoring activities, issue validation, report production, and supporting workpapers.
- Evaluate the adequacy, consistency, and effectiveness of Credit Review practices against established methodology, Division Standards, regulatory guidance, and internal policy expectations.
- Assess whether reviews are appropriately risk-focused, supported by sound credit analysis, and demonstrate clear linkage between testing performed, Issues & Observations identified, and credit risk management conclusions reached.
- Review the quality, sufficiency, and defensibility of workpapers, sampling approaches, analytical support, and evidence maintained within review files.
Qualifications
- Bachelor’s degree or equivalent in Finance, Accounting, Business Administration, Economics, or related discipline.
- Minimum 10 years of relevant experience in Credit Review, Credit Risk Management, Credit/Loan Review, Regulatory Examination or Quality Assurance/Oversight functions within financial services.
- Familiarity with commercial credit risk, underwriting, portfolio management, banking regulatory expectations related to independent credit review and risk governance.
- Experience designing or executing formal quality assurance programs, assessing complex analytical work, testing execution quality, and challenging risk conclusions.
- Strong written and verbal communication skills with the ability to synthesize quality observations into concise executive reporting.
- A strong degree of professional skepticism, independence, and attention to detail.
Pay
The expected base salary ranges from $210,000.00 - $220,000.00. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered.
Schedule
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations.