QC Due Diligence Compliance Analyst

What You'll Do

• Audit loan documentation for compliance with regulatory requirements.
• Review defects cited by third-party diligence firms to ensure loans meet investor quality standards.
• Maintain oversight of diligence pipelines to ensure timely remediation of open defects.
• Conduct reviews of AmeriHome loans for compliance with regulations such as TILA, RESPA, TRID, and ECOA.
• Report findings to management regarding patterns of deficiencies from investors.
• Participate in the remediation of identified defects with Operations and/or Correspondent Sellers.
• Monitor the implementation of action plans based on Quality Control Findings.
• Communicate identified defects effectively to internal and external counterparts.
• Assist in interpreting compliance defects and preparing appeals or rebuttals.

What You'll Need

• 3+ years of related experience in Mortgage Regulatory Compliance, Mortgage Quality Control, or similar fields.
• High school diploma required; some college or technical training preferred.
• Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets, and/or other residential mortgage products and services.
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules, and regulations, industry standards, and practices.
• Intermediate to advanced knowledge of FNMA, FHLMC, FHA, USDA, and VA guidelines.
• Advanced speaking and writing communication skills.
• Certified Mortgage Compliance Professional preferred.
• Microsoft Office Specialist (MOS) preferred.

Compensation

Hourly range for new hires is generally $40.45 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits

• Competitive salaries
• Ownership stake in the company
• Medical and dental insurance
• Time off
• Great 401k matching program
• Tuition assistance program
• Employee volunteer program
• Wellness program

About The Company

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank — that remain part of the company’s heritage. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.