Property Underwriter

Location: Austin, TX, Dallas, TX (Hybrid/Flexible)

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. If you're energized by building what's next, we'd love to meet you.

About You

You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail. You apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges, and have strong proficiency in technical underwriting, compliance, and products. You thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field.

Responsibilities

• Underwrite new and renewal homeowners' line of business.
• Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
• Address queries from other departments, such as claims, billing, and customer support.
• Act within your underwriting authority and escalate issues if necessary.
• Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
• Recommend improvements to the underwriting process to underwriting managers and technology counterparts.

Requirements

• 2+ years of experience in P&C Homeowners underwriting
• Bachelor's degree in finance, business administration, or a related field or equivalent experience
• Strong technical underwriting, analytical, and critical thinking skills
• Excellent attention to detail and accuracy
• Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously
• Excellent communication and interpersonal skills
• Proficiency in Microsoft Office Suite and other relevant software applications

Preferred Qualifications

• Experience in underwriting in CA and TX markets strongly preferred
• Wildfire and catastrophic underwriting experience preferred

Benefits

• Multiple medical plans to choose from and 100% employer-covered dental & vision plans for team members and their families
• 401(k)-retirement plan
• Short & long-term disability, employer-paid life insurance
• Flexible Spending Accounts (FSA) for health and dependent care
• Employee Assistance Program (EAP)
• Equity compensation
• Training and internal career growth opportunities
• Flexible Time Off
• 12 weeks of parental leave for primary and secondary caregivers
• Snacks, drinks, and catered lunches for onsite employees