Property Risk Claims Consultant III- Virtual
Aon · United States · 5 days ago
RemoteRemoteConsulting$150k–$250k/yrFull-time
About the role
We are seeking an experienced Property Claim Consultant to serve as a trusted adviser to clients requiring claim preparation assistance on large, complex property insurance and construction-related losses. The Property Claim Consultant will primarily be responsible for project managing, quantifying, and supporting the resolution of large, complex property damage and construction-related losses, including associated time element impacts.
Responsibilities
- Lead the project management and quantification of large and complex property damage claims, including construction-related losses.
- Develop repair and rebuild scopes, cost estimates, and loss valuations in collaboration with engineers, contractors, and specialists.
- Prepare replacement cost valuations, repair-versus-replace analyses, and loss mitigation plans.
- Evaluate construction schedules, delay, and rebuild projections to support claim recovery.
- Prepare and interpret critical-path recovery schedules and clearly communicate schedule-driven impacts to support claim strategy and loss quantification.
- Utilize industry-standard estimating tools and cost databases (e.g., Marshall & Swift, RSMeans; Xactimate experience is a plus).
- Review, audit, and analyze financial and accounting records including P&L statements, budgets, invoices, contracts, inventory records, and production data.
- Quantify client losses in accordance with policy terms, conditions, exclusions, and applicable sublimits.
- Compile, validate, and reconcile large data sets related to property damage and associated costs.
- Serve as a primary point of contact for clients on assigned engagements, acting as a trusted adviser throughout the claim process.
- Communicate clearly and effectively with clients, insurers, adjusters, auditors, legal counsel, and consultants.
- Provide regular project updates and support claim strategy discussions, mediations, and settlement negotiations.
Qualifications
- 12–15+ years of experience in complex property loss consulting, construction estimating, insurance claim preparation, and claim quantification.
- Demonstrated experience supporting large, complex losses across sectors including Real Estate, Energy, Power, Natural Resources, Hospitality, and Industrial / Manufacturing.
- Strong understanding of commercial property insurance coverage, claim processes, and loss documentation standards.
- Experience leading and project managing large-loss and catastrophe-related claims.
- Advanced knowledge of construction estimating and repair methodologies.
- Bachelor’s degree from an accredited college or university.