Property & Casualty Underwriter

Responsibilities

• Independently qualify and price new and renewal business, exercising discretion and judgment to accept, reject, or modify submissions.
• Request additional information to qualify submissions and communicate decisions to producers.
• Build and maintain strong relationships with producers in assigned regions, serving as the primary point of contact.
• Analyze and review underwriting information, including applications, MVRs, loss notifications, inspections, financial reports, and supplemental applications.
• Participate in large account reviews and prepare underwriting approaches for significant renewals and new business.
• Ensure adherence to delegated underwriting authority and service standards.
• Maintain accurate and compliant policy documentation, meeting all file documentation standards and passing internal and external audits.
• Provide guidance and instructions to Underwriting Assistants, including performance evaluations and staffing management, as applicable.
• Monitor risk control and claims activities, and take appropriate action on transactions exceeding Underwriting Assistants' authority.
• Support sales staff by attending agent meetings, conventions, trade shows, and agent visits as needed.
• Evaluate and compare competitors' forms and coverages.
• Perform other duties and special projects as assigned by management.

Qualifications/Requirements

• Education: Bachelor’s degree in insurance, business, or a related field preferred. Progress toward AU, CPCU, ARM designation, or comparable higher insurance education is required.
• Experience: Minimum of 2 years of experience as a Property & Casualty Underwriter, or 3 years of industry experience as an underwriting assistant, CSR, or agent/agency management.
• Licensing: Must possess or obtain a current property-casulty license for the state of residence within three (3) months, along with any additional required licenses.