Property Adjuster I

About the role

Exercises independent discretion or judgment in handling property claims within designated level of authority. Also responsible for servicing assigned territory and may handle litigated claims.

This is a remote, work from home position in Pennsylvania. The selected candidate will ideally live and work in Erie County or the close surrounding areas. A company car and equipment to work from home will be provided. The hiring manager will also consider candidates for Property Adjuster II. Level of position offered will be based upon the depth and breadth of selected candidate's experience and qualifications.

Good time management and organization skills preferred. Ability to drive/travel regularly within the assigned territory.

Responsibilities

• Contacts Policyholders regarding property claims within level of authority.
• Conducts investigations, interviews insureds and witnesses, inspects damage and prepares estimates.
• Evaluates and makes recommendations regarding coverage of claims.
• Handles property claims within designated authority.
• Sets and maintains adequate reserves.
• Obtains and reviews reports, statements, records and related materials as required.
• Evaluates information to determine coverage and total value of claim.
• Determines payments and issues checks or declines payment as required.
• Documents claim files and submits final report to file for closure.
• Identifies subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Handles property claims involving damages or coverage. May handle litigated claims, including negotiating with plaintiff attorney, or coordinates litigation with defense counsel as required.
• Develops and applies a working knowledge of estimating practices and procedures relating to the adjustment of property claims.
• Attends industry-related training programs and attends other training sessions to stay current on policy changes, interpretation or new legislation.
• Successfully completes Technical Learning Center Training within one year of hire date.
• Participates on Catastrophe Team when required.

Qualifications

• Minimum Educational and Experience Requirements: High School Diploma or GED and two years of claims handling experience, or equivalent required; or High School Diploma or GED and successful completion of ERIE sponsored formal education; or Bachelor’s Degree required.
• Additional Experience: Incumbent must live in territory assigned unless a change is approved by the company. Position requires incumbent to serve on catastrophe duty, which may include travel on short notice to other locations for periods in excess of two consecutive weeks.
• Designations and/or Licenses: Willingness to pursue and complete Technical Learning Center Training required. Successful completion of AIC 33 and AIC 35 preferred. Willingness to obtain and maintain any required licenses.
• Physical Requirements: Use of Personal Protective Equipment (PPE) is required for this role. Ability to move over 50 lbs using lifting aide equipment; Often (20-50%) Climbing/accessing heights; Rarely Driving; Frequent (50-80%) Lifting/Moving 0-20 lbs; Often (20-50%) Lifting/Moving 20-50 lbs; Often (20-50%) Manual Keying/Data Entry/inputting information/computer use; Often (20-50%) Pushing/Pulling/moving objects, equipment with wheels; Occasional (20-50%) Sitting.

Skills

• Capable of exercising independent discretion or judgment in handling property claims within designated level of authority.
• Excellent communication and interpersonal skills.
• Strong organizational and time management skills.
• Proficient in computer systems and software applications.
• Ability to manage and prioritize multiple tasks effectively.
• Knowledge of property claims handling procedures and practices.
• Ability to interact with clients and colleagues in a professional manner.
• Ability to handle sensitive and confidential information.
• Ability to work independently and as part of a team.
• Ability to travel and work in various locations as needed.

Benefits

• Premier health, prescription, dental, and vision benefits for you and your dependents.
• Low contributions to medical and prescription premiums.
• Pension.
• 401(k) with up to 4% contribution match.
• Company-paid basic life insurance.
• Short-and long-term disability insurance.
• Orthodontic coverage for children and adults.
• Adoption assistance.
• Fertility and infertility coverage.
• Well-being programs.
• Paid volunteer hours for service to your community.
• Dollar-for-dollar matching of your charitable gifts each year.

Pay

$56,367.00 - $90,040.00 * salary range is for this level and may vary based on actual level of role hired for

The range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired.

Schedule

Remote, work from home position in Pennsylvania

The selected candidate will ideally live and work in Erie County or the close surrounding areas.