Product Forecasting Analytics & Decision Science

About the role

Lead development and enhancement of analytical and behavioral modeling capabilities to power bank-wide forecasting of customer/account analytics, behavioral modeling, statistical forecasting, and model validation.

Skills

• Advanced SQL and Python/R programming
• Statistical and econometric analysis
• Behavioral analytics, segmentation, regression, time series, predictive modeling
• Survival/cohort analysis
• Data visualization
• Strong business translation skills

Responsibilities

• Design and implement segmentation methods and analytics to improve deposit forecasting for decay/runoff, attrition, migration, beta, and elasticity methodologies
• Develop behavioral and response models for consumer lending and card portfolios, including inputs for utilization, attrition/prepayment, and predictive analytics
• Diagnose underlying business performance drivers, statistically explain changes and trends
• Provide empirical assumptions and models for sensitivity, base, and stress scenario planning
• Integrate behavioral modeling with financial outcomes for business decision support
• Manipulate customer/account-level data, conduct feature engineering, data quality assurance, and build analytical datasets
• Lead modeling methodology, validation, back testing, and statistical diagnostics as part of model governance
• Collaborate with teams across Forecasting, Product, Data/Technology, Finance, Treasury, and Model Risk/Validation

Requirements

• 7+ years in banking decision science, quantitative analytics, econometrics, data science, or advanced financial analytics
• Demonstrated track record in statistical modeling, forecasting, and business translation

About the company

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefits

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match