Private Banking Officer

Duties And Responsibilities

• Evaluate needs of potential clients and offer appropriate financial products, services and loans
• Promote and cross-sell other products and services as appropriate to client requirements
• Respond to client phone calls, inquiries and requests regarding accounts within 24 hours
• Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business
• Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales
• Develop call lists of clients and prospects to meet monthly call goals
• Conduct warm and cold prospect calls in accordance with stated goals
• Generate new business to meet annual growth goals
• Prepare and compile information to open new accounts
• Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
• Prepare loan memos and documents to submit for loan approval
• Ensure completeness and accuracy of loan documentation
• Oversee timely closing and funding of loans
• Inform and advise clients of status or enhancements to current account productivity and suggest resolution on account disputes and other account activity
• Cook up and assist back office personnel in resolving credit problems, delinquent payment issues, overdrafts and other related affairs
• Be familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Minimum Qualifications

• Bachelor’s degree in related field and minimum of three (3) years’ banking or financial services experience required
• Experience working directly with customers at all levels, from support staff to business owners and managers
• Excellent communication and presentation skills, as demonstrated by previous experience interacting with decision makers and influencers
• Experience working independently
• Experience using Microsoft Outlook, Word and Excel

Physical Requirements And Environmental Conditions

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Occasional presentations requiring public speaking to small groups
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise
• Some travel necessary for client/prospect meetings and networking events

Note

• Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.
• Additional duties and responsibilities may be assigned.