Principal Product Manager

TPO Strategy & Roadmap

• Partner with the GM of TPO to develop and execute a multi-year product vision.
• Define how we onboard third-party originators (wholesale and correspondent) and how we win in a competitive mortgage intermediary landscape.

Platform Development

• Lead the development of our TPO lending ecosystem.
• This includes building seamless partner experiences, and robust API integrations that connect Achieve’s internal systems with external broker and correspondent tech stacks.

TPO Broker Portal

Spearheaded the design and launch of a high-conversion self-service portal, leading sprint cycles to deliver a frictionless user journey while maintaining deep alignment with Retail HELOC product strategies and understanding of TPO competitive landscape.

Automated Decisioning & Integration

• Collaborate with the Lead Qualification and Decisioning teams to ensure real-time automated underwriting and risk-appropriate pricing are integrated into the TPO workflow to maximize conversion and speed-to-fund.

Channel Growth & Optimization

• Take accountability for critical channel metrics, including partner onboarding speed, pull-through rates, and loan origination volume.
• Identify friction points in the broker journey and iterate rapidly to resolve them.

Cross-Functional Leadership

• Act as the central hub between Engineering, Capital Markets, Sales, Underwriting & Ops, Risk, and Compliance.
• You will translate complex mortgage industry requirements into scalable technical specifications.

External Partnerships

• Cultivate relationships with key third-party technology collaborators (e.g., LOS/POS vendors) to ensure Achieve’s products are prioritized and deeply integrated into their ecosystems.

Qualifications

• Experience: 10+ years of Product Management experience, with a proven track record in Mortgage TPO, Fintech, or Lending platforms.
• Domain Expertise: Deep understanding of the TPO industry, including the nuances of wholesale vs. correspondent channels, mortgage origination workflows, and lien (HELOC/HELOAN) products.
• Technical Prowess: Experience with API-first product development, mortgage LOS integrations, and automated decisioning/rules engines. You can hold your own in architectural discussions with senior engineers.
• Data-Driven Mindset: Proven ability to leverage data to spot optimization opportunities, run quantitative tests, and report results to executive leadership.
• Execution Excellence: A "self-starter" mentality with the ability to manage intricate initiatives from inception to launch in a high-growth, fast-paced environment.
• Communication: Exceptional written and verbal communication skills. You can simplify complex technical and regulatory constraints for diverse audiences and influence without authority.

Education

• Bachelor’s degree in Business, Technology, or a related field; MBA or advanced degree preferred.

Additional Information

• All your information will be kept confidential according to EEO guidelines.
• We are well-being-focused with:
• 401(k) with employer match
• Medical, dental, and vision with HSA and FSA options
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• We offer hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home.
• Salary Range: $160,000 - $180,000 + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
• Join Achieve, change the future. At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future.
• We are proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members.
• A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
• Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.