Portfolio Manager - Wholesale Credit Delivery - Dealer Services segment

The user wants me to reformat a job posting into clean, well-structured semantic HTML. I need to follow specific rules: 1. Use

for section headings (About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule) 2. Use

• for lists of duties/requirements/benefits, and

  for prose 3. Do NOT repeat the job title as a heading 4. Do NOT put Job ID / requisition numbers as headings 5. Preserve ALL substantive information 6. Remove boilerplate (cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions) 7. Include a section ONLY when the posting has real, specific content for it 8. Never emit a heading followed by filler/placeholder text 9. Never create Pay/Schedule/Benefits sections unless the posting actually states them 10. Output ONLY the HTML fragment — no /, no markdown code fences Let me analyze the job posting content: The posting has: - Some metadata: Regular/Temporary, Language Fluency, Work Shift - Job description paragraph - Essential Duties and Responsibilities with several subsections: - Underwriting - Portfolio Management - Client Calling Effort - Subject Matter Expertise - Deal Team Management - Span of Control - Decision-Making and Autonomy - Problem Complexity - Nature and Area of Impact - Qualifications: - Required Qualifications (list) - Preferred Qualifications (list) - Location tags (#Atlanta #Charlotte etc.) - Benefits description (detailed) - EEO/legal boilerplate at the end I need to structure this into appropriate sections. Let me think about the sections: 1. "About the role" - could include the initial description paragraph and metadata 2. "Responsibilities" - the essential duties and responsibilities with subsections 3. "Requirements" or "Qualifications" - required and preferred qualifications 4. "Benefits" - the benefits description is quite detailed, so include this 5. "Schedule" - mentions "1st shift (United States of America)" and "Regular" employment type 6. "Skills" - could include the required skills like MS Office proficiency, credit skills, etc. But I need to be careful: only include sections with real, specific content. The posting has specific benefits, so include Benefits. It has schedule info (1st shift, Regular), so include Schedule. It has required/preferred qualifications, so include Qualifications/Requirements. Let me structure: - About the role: initial description paragraph + metadata (Regular, English required, 1st shift) - Responsibilities: the essential duties broken down by subsection - Qualifications: required and preferred - Benefits: the detailed benefits paragraph - Schedule: work shift and employment type I'll use

  for each section heading. For responsibilities, I'll use nested lists or separate lists for each subsection. Since the subsections are distinct, I could use

  for subsections within responsibilities, but the instruction says use

  for section headings. It doesn't forbid

  for sub-sections. But to keep it simple, I'll use

  for main sections and maybe or

  for sub-sections within responsibilities. However, the instruction says "use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)". It doesn't mention sub-sections. I think using

  for sub-sections is fine as long as main sections are

  . But to be safe, I'll use

  for main sections and for sub-sections within responsibilities, I'll use

  or just bold text with lists. Actually, the instruction: "use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)". This suggests only those top-level sections get

  . Sub-sections should not be

  . I'll use

  for sub-sections within Responsibilities. Now, let's write the HTML. First, "About the role": include the initial paragraph and metadata. The metadata: "Regular or Temporary: Regular", "Language Fluency: English (Required)", "Work Shift: 1st shift (United States of America)". I'll put these in a

  or a list. Since they are key-value pairs, maybe a

  with
  • for each. But the instruction says use
    • for any list of duties/requirements/benefits, and

      for prose. Metadata could be a list. I'll do a

      for metadata. Second, "Responsibilities": the essential duties. There are five subsections: Underwriting, Portfolio Management, Client Calling Effort, Subject Matter Expertise, Deal Team Management. Also Span of Control, Decision-Making and Autonomy, Problem Complexity, Nature and Area of Impact. These are all part of responsibilities. I'll create an

      for each subsection and a

      for the bullet points (though the text is prose, not bullet points). The posting writes them as paragraphs. I could keep them as

      under each

      . But the instruction says use

      • for any list of duties/requirements/benefits. These are duties, but they are described in prose paragraphs. I think it's okay to keep as

        because they are not bullet lists. However, each subsection contains multiple sentences describing duties. I could break them into bullet points, but that might lose nuance. The instruction: "Preserve ALL substantive information; do NOT invent or summarize away detail." So I should keep the prose. I'll use

        for each paragraph under each subsection. Third, "Qualifications": Required and Preferred. These are lists. I'll use

        for Required Qualifications and Preferred Qualifications, then

        • for each item. Fourth, "Benefits": the benefits paragraph is detailed. I'll put as

          or break into list? It's a prose paragraph describing benefits. I'll keep as

          . Fifth, "Schedule": includes work shift and employment type. Could be a

          or list. Also, there are location tags (#Atlanta #Charlotte etc.). These could be included in About the role or a separate "Locations" section. But the instruction doesn't mention Locations as a standard heading. I'll include in About the role. Now, remove boilerplate: the EEO, Drug Free Workplace, E-Verify, IER Right to Work, application instructions, etc. are removed. Let's craft the HTML. I'll start with

          About the role

          Underwrites credit exposure for less complex relationships and actively manages a portfolio of Dealer Services relationships. Includes day-to-day client interaction, managing portfolio risk, and adhering to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit concerns, sector trends, funding pressures, governance issues, liquidity challenges, and changes in donor, grant, reimbursement, or program revenue patterns.

          • Employment type: Regular
          • Language fluency: English (Required)
          • Work shift: 1st shift (United States of America)
          • Locations: Atlanta, Charlotte, Houston, Dallas, Orlando, Tampa
          Then

          Responsibilities

          Underwriting

          Leads the entire commercial underwriting process both internally and externally with prospects and clients. Underwrites, structures, and documents all prospect and client transactions. Independently runs the most complex deals (PEG-owned and leveraged clients) and largest credit relationships. Possesses a mastery of client and industry expertise, analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects. Provides independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks. Recommends and models appropriate loan structures while maintaining expertise around the bank’s suite of ancillary products, including legal documentation impact and negotiation. Is accountable for the risk evaluation and associated regulatory compliance requirements.

          Portfolio Management

          Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation. Responsible for risk rating integrity, annual reviews as well as financial statement spreading, compliance and regulatory review. Manages all amendments and waivers in the assigned portfolio. Is expected to be anticipatory, forward focused, independent, transparent and collaborative in identification, communication, and all aspects of management of risk.

          Client Calling Effort

          Expands client relationships through consistent and direct client calling efforts. In conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.

          Subject Matter Expertise

          Partners closely with Investment Banking peers to ensure effective delivery of complex financing solutions to CCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the PM organization.

          Deal Team Management

          Expected to manage these tasks by utilizing assigned Associates and Analysts. Mentors and coaches junior PMs, Associates and Analysts including annual performance review process for Analysts and Associates.

          Span of Control

          No direct reports, but encompasses regular communication with Clients and Prospects, Portfolio Management teammates, Relationship Managers, Credit Risk Managers, Credit Review partners, Technology, and other internal and external audit and examiner functions.

          Decision-Making and Autonomy

          Teammates in this role are charged with providing independent current and forward looking risk view on clients within the assigned clients/prospects and portfolio. They author independent risk recommendations including, but not limited to; risk rating, compliance, underwriting. The recommendation is finally approved by ultimate risk approval officer.

          Problem Complexity

          Very Complex. Portfolio Managers & Underwriter 3s will be assigned more of the complex names in the portfolio (lead clients, leveraged profiles, PEG affiliated, sensitive relationships, difficult legal structures).

          Nature and Area of Impact, including Risk

          Must deliver solid credit and underwriting analyses and risk rating recommendations. Key risk drivers are credit and operational.

          Then

          Qualifications

          Required Qualifications

          • Bachelor’s Degree in Finance or related field and at least 5+ years of related training and experience in commercial/Dealer Services credit analysis.
          • Mastery level proficiency with MS Office Desktop applications.
          • Strong interpersonal skills and solid written/verbal communication are essential.
          • Sound credit skills essential.
          • Must have strong attention to detail.
          • Ability to prioritize workflow and multi-task in a fast-paced environment.

          Preferred Qualifications

          • Has successfully held similar role with commercial financial institution or like experience.
          • Industry or sub-sector expertise.
          • Mastery of Truist Bank operating systems inclusive of COMPASS and other Commercial applications (i.e. MRA, salesforce.com, nCino).