Portfolio Manager- Commercial Real Estate

About the role

This position involves monitoring and addressing loan maturities or requested loan modifications, working with customers, Relationship Managers, and Credit Analysts to make recommendations for extensions or modifications. Duties also include submitting requests for analysis and credit approval packages, reviewing these packages for accuracy and completeness, obtaining approvals, completing or requesting loan reviews, coordinating construction information, preparing covenant violation notices, procuring and executing loan documents, assisting with loan production support, resolving post-closing exceptions, ensuring deposit account maintenance, and updating Salesforce files.

Responsibilities

• Works with customers, Relationship Managers, and Credit Analysts to recommend loan maturity extensions or modifications.
• Sets up and executes loan documents for loan maturity extensions, loan modifications, covenant violation waivers, and payoff requests.
• Reviews and submits credit approval packages for accuracy and completeness.
• Coordinates construction information and prepares quarterly reports with the Construction Administrator.
• Prepares and sends covenants violation notices to appropriate authorities.
• Aids loan assistants in requesting and collecting financial information for loans in the portfolio.
• Supports Relationship Managers in new loan production, including loan approvals, third-party report ordering, liaison work with the appraisal department, and loan closing assistance.
• Resolves post-closing exceptions and monitors loan portfolio for deposit account maintenance.
• Updates Salesforce files during customer interactions and relationship updates.
• Identifies areas for improvement contributing to bank profitability.

Requirements

• Bachelor’s degree from four-year college or university.
• Minimum of 2-3 years’ experience in commercial credit analysis and/or as a commercial lender.

Qualifications

• Comprehensive knowledge of commercial lending, including underwriting and credit.
• Good verbal and written communication skills.
• Satisfactory knowledge of loan documentation.
• Strong organizational and time management skills.
• Thorough knowledge of products and services offered by the Bank.
• Working knowledge of Microsoft Excel, Word, and PowerPoint.
• Strong analytical skills.

Skills

• Comprehensive knowledge of commercial lending, including underwriting and credit.
• Good verbal and written communication skills.
• Satisfactory knowledge of loan documentation.
• Strong organizational and time management skills.
• Thorough knowledge of products and services offered by the Bank.
• Working knowledge of Microsoft Excel, Word, and PowerPoint.
• Strong analytical skills.