Portfolio Manager - CBG

Responsibilities

• Analyze financial data to determine merits of loan requests, recommend structure, and identify cross-selling/referring opportunities.
• Negotiate, structure, and underwrite commercial loans, including bilateral, club, and syndicated facilities.
• Support the internal Credit Approval Process and present transactions to Senior Management and loan committees.
• Cultivate and maintain an effective working relationship with Internal (originations, legal, accounting, compliance, operations, senior management) and External clients (borrowers, external counsel, specialized consultants, regulators).
• Ongoing management of loans in the portfolio to ensure credit quality and risks are accurately assessed.
• Monitor portfolio trends, covenant compliance, and sector-specific risks, proactively recommending action to mitigate exposure.
• Partner with team in reviewing and negotiating loan documents and engaging counsel as needed.
• As appropriate with experience, assist in the development of loan officers and credit analysts.
• Ensure conformance with bank's credit policies, product guidelines, and banking regulations including those related to Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security.
• Perform all other duties as assigned.

Qualifications/Requirements

• Minimum Education Level: Bachelor’s Degree, preferably in accounting/finance or equivalent experience in related fields.
• Minimum 7 years of experience in banking with direct portfolio management and underwriting experience.
• Strong decision-making, interpersonal, and communication skills; including the ability to clearly understand complex concepts.
• Understand, structure, and negotiate corporate type loans that includes leverage loans, asset-based finance, and borrowing-based deals for bi-lateral, participation, and large syndication loans.
• Demonstrates strong underwriting and projection skills.
• Knowledge of credit underwriting, accounting, and loan documentation.
• Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluate both cash-flow and collateral-based loans/credits.
• Excellent organizational, time-management skills and detail-oriented.
• Self-motivated and self-disciplined, with the ability to work effectively with little supervision.
• Proficient computer skills using Microsoft Word, Excel, and Outlook.
• Able to respond effectively to customer complaints or other sensitive inquiries.
• Thorough knowledge of banking regulations and laws; compliance documentation, and reporting requirements.
• Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to make effective and persuasive speeches and presentations on controversial or complex topics to employees, management, or loan committee.
• Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
• Ability to remain flexible in order to adapt to changes in the work environment.
• Ability to work with co-workers, customers, and outside agencies professionally and tactfully.

Pay

The salary range for this full-time position is $145,000.00 - $165,000.00 + bonus + benefits. Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.