Portfolio Management Associate - CIB Lending M1

Responsibilities

• Prepare drafts and supporting analysis for quarterly and annual reviews, including borrower performance, financial trends, covenant compliance, collateral status, rating considerations and risk commentary.
• Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems.
• Maintain portfolio review calendars, deliverable trackers and supporting evidence for assigned portfolio names.
• Track borrower reporting deliverables, financial covenants, non-financial covenants, borrowing base requirements, collateral documents, insurance requirements and other ongoing obligations.
• Identify missing items, potential breaches, data quality issues and exceptions for escalation to Portfolio Management leadership, Credit, Agency, Legal or Operations as appropriate.
• Update covenant, collateral and portfolio monitoring tools accurately and timely.
• Support analysis and tracking for amendments, waivers, consents, extensions, repricings and other lifecycle events.
• Coordinate with Transaction Management, Credit, Legal, Agency and Operations to gather information and track approvals, documentation changes and system updates.
• Maintain documentation and evidence of lifecycle decisions and post-close or post-amendment follow-ups.
• Prepare recurring portfolio reports, exception trackers, covenant dashboards, collateral monitoring updates and management reporting inputs.
• Support internal control, audit, credit review and regulatory information requests related to portfolio monitoring activities.
• Aid in data quality cleanup, process improvement initiatives and procedure documentation.
• Work with Front Office, Credit, Risk, Agency, Operations, Transaction Management and Finance to obtain data, resolve monitoring issues and support timely reviews.
• Help train analysts on spreading, covenant tracking, monitoring tools and review preparation standards.

Requirements

• Bachelor Degree or equivalent work experience.
• 3–6 years of relevant experience in portfolio management, credit analysis, financial spreading, lending, agency, credit administration, risk management, or related roles.
• Working knowledge of credit analysis, financial statements, portfolio monitoring, covenant tracking, collateral monitoring, and lending documentation.
• Exposure to Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade (IG) corporate lending, or GTB preferred.
• Strong analytical, organizational, and written communication skills.
• Ability to perform financial spreading, covenant calculations, and recurring portfolio tracking.
• Strong Excel skills and comfort with credit, covenant, loan, and reporting systems.
• Ability to manage deadlines and escalate issues clearly.
• Attention to detail and commitment to delivering high-quality work.
• Curiosity, ownership, and willingness to learn complex lending products.
• Strong collaboration skills across Business, Credit, Risk, and Operations teams.
• Good judgment in identifying exceptions and escalation items.

Pay

The target base salary for this role is $110,000-$130,000. Compensation is based on a range of factors that include relevant experience, knowledge, skills, other job-related qualifications, and geography.

Schedule

Full-time

Benefits

N/A