Portfolio Analyst

Job Duties/Responsibilities

• Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits
• Conduct ongoing risk assessments to identify early warning indicators
• Develop and execute action plans to mitigate credit and operational risk
• Review financial statements and borrower performance to assess ongoing creditworthiness
• Recommend risk rating adjustments as appropriate
• Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy
• Participate in credit committee discussions as needed
• Prepare portfolio performance reports for senior leadership
• Maintain documentation in accordance with company policy and audit standards

Characteristics

• Strategic thinking with a forward looking perspective
• Strong communication and stakeholder management skills
• High level of accountability and ownership

Experience Requirements

• Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
• Minimum of 3 years Demonstrated experience managing credit or operational risk within a financial portfolio
• Strong financial statement analysis skills
• Proficiency in Excel and financial modeling tools
• Ability to synthesize complex data and communicate risk clearly to stakeholders
• Familiarity with risk rating methodologies
• Strong background in data analytics/experience running regression analyses
• Business development experience or demonstrated knowledge
• Prior leasing experience
• Proven strategic thinking, ideally from a role requiring high-level analysis
• Creative, strategic, and deeply analytical mindset
• Experience with scorecards and/or auto-decisioning is a bonus

Risk

Lake Oswego, OR

Benefits

Dext Capital has been named one of the top 5 fastest-growing companies in the Greater Northwest and a best place to work award recipient for the last 3 years. Dext offers strong benefits and is committed to leveraging technology while enabling our employees to grow in a high-performance environment.

Pay

$65-85k