Personal Banker at The Union Bank Company

Position Type: Full Time

Benefits

• Medical, Dental, Vision Insurance
• Employee Stock Ownership Plan (with company match)
• Paid Time Off (in addition to 10 paid holidays, 1 floating holiday, & birthday)
• Tuition Reimbursement
• And more!

Responsibilities

New Business Development and Lender Responsibilities

• Must be a "sales champion" for the deposit and retail loan products of the bank.
• Must be motivated to work with clients to deepen existing relationships and generate new business.
• Responsible for generating new loan volume for the bank, including soliciting new business relationships and deepening relationships with existing clients.
• Informs prospective loan clients of the financial institution's underwriting guidelines and applicable government regulations.
• Responsible for generating new deposit and fee income volume for the bank, including checking, savings, certificate of deposit, safe deposit boxes, and other deposit-related products.
• Cross-sells and refers other bank products and services such as Wealth Management, Treasury Management, Merchant Services, Commercial, and Private Banking.
• Recommends the best bank products to clients using the Service Excellence Process.
• Cross-sells additional products and services including savings, CDs, digital and mobile banking, debit cards, credit cards, etc.
• Actively participates in local business and community activities and maintains close contact with both retail and commercial clients and prospects.
• Proactively schedules appointments each week and manages pipeline to ensure consistent growth each month.
• Works with the Branch Manager on various promotions and establishes and achieves set goals.
• Ensures there are no loan or deposit exceptions and clears exceptions timely.
• Ensures all regulatory requirements such as CIP are complete and accurate.
• Processes loan requests based on financial institution policies and types of loans offered.
• Recommends the best loan for clients and ensures they understand the terms of the loan.
• Communicates complex approvals or denials to the borrower.

Operations

• Keeps abreast of changes in products, policies, and procedures, and attends training as needed.
• Performs other duties as assigned.

Client Service

• Assists clients with resolution of account problems and issues.
• Provides client information and support.
• Helps clients with their financial needs.

Qualifications

• High School diploma or GED required.
• Prefer an associate degree or higher in a related field.
• Prefer 3-5 years' experience in a related position in a financial institution.

It is encouraged that all applicants attach a resume when applying.