Payments QA Engineer

About the Role

We are seeking a Payments QA Engineer with deep expertise in wire transfer processing and a strong understanding of payment systems and messaging standards.

Responsibilities

• Develop comprehensive manual test cases covering functional, non-functional, and compliance requirements.
• Generate, condition, and manage compliant test data across environments.
• Analyze payment and message processing flows, including dependencies across wire processing, client products, and database structures.
• Test middleware interfaces such as web services, daemons, and message-based integrations.
• Collaborate with distributed, cross-functional teams to ensure features function as intended.
• Support and validate ISO20022 messages (CBPR+, Fedwire, CHIPS) and legacy SWIFT MT formats.
• Work with tools like SOAP UI, Postman, Jira, Confluence, Octane, and MTS utilities.
• Communicate effectively with business technology partners at all organizational levels.
• Build strong relationships with development teams and support groups.
• Operate independently with minimal supervision in a fast-paced environment.

Requirements

• Deep knowledge of wire transfer processing with hands-on experience in ACI MTS, including payment/message flows, validations, and downstream impacts.
• Strong understanding of ISO20022 messages (CBPR+, Fedwire, CHIPS) and legacy SWIFT MT formats.
• Experience with Agile, SDLC, and test management methodologies.
• Familiarity with Linux and shell scripting.
• Experience supporting and testing middleware interfaces (web services, daemons, message-based integrations).
• Analytical, detail-oriented, and highly organized with the ability to drive assignments to completion.
• Excellent written and verbal communication skills.
• Adaptable in a fast-paced environment and able to meet established timelines.
• Confidence in decision-making to ensure feature functionality.
• Understanding of wire processing dependencies, including Fedwire, CHIPS, SWIFT practices, formats, reconciliation, and gpi processing.

Skills

• ACI MTS
• ISO20022 (CBPR+, Fedwire, CHIPS)
• SWIFT MT formats
• SOAP UI, Postman, Jira, Confluence, Octane
• Linux and shell scripting
• Middleware interface testing
• Agile and SDLC methodologies

Pay

$110,000–$125,000 a year