Part-Time Benefits Consultant

Position Summary We are seeking an experienced Benefits Consultant to join our fully remote team. The Benefits Consultant owns the full lifecycle of benefits and 401(k) administration across a portfolio of small and mid-sized employers. This role blends hands-on plan administration with consultative guidance — helping clients design, implement, and run benefits programs that fit their workforce, budget, and compliance obligations. The ideal candidate comes from a brokerage or benefits consulting background and is comfortable shifting between strategic plan design conversations and the operational details of enrollment, billing, and carrier coordination. This is a permanent part-time, fully remote position. We are looking for someone who wants RCR to be their work - not a side engagement alongside other employment or their own consulting practice. The Schedule Core hours are 9:30 a.m. to 2:30 p.m. Eastern, when we need you reachable for clients. The remaining hours each week are yours to place — early mornings, evenings, whatever fits your life. We hold this schedule seriously; it is the reason the role exists as part-time rather than full-time. We do ask for flexibility to pick up additional hours occasionally when client needs spike — open enrollment, an implementation go-live, an urgent employee relations matter. Key Responsibilities Health & Welfare Benefits Administration Manage day-to-day administration of medical, dental, vision, life, disability, voluntary, FSA/HSA, and COBRA programs across multiple client groupsLead annual open enrollment from start to finish — strategy, communications, system build, employee education sessions, and post-enrollment auditsProcess new hire enrollments, qualifying life events, and terminations; coordinate with carriers, payroll, and HRIS platformsReconcile carrier invoices and resolve eligibility, billing, and claims escalationsMaintain plan documents, SPDs, SBCs, and required compliance notices 401(k) and Retirement Plan Administration Administer 401(k) plans including enrollments, contribution changes, loans, distributions, and rolloversCoordinate payroll-to-recordkeeper data flows; reconcile contributions and resolve discrepancies across platforms like Guideline, Paycom, Gusto, and PaylocitySupport plan audits, year-end compliance testing, Form 5500 filings, and required participant disclosuresPartner with plan advisors and recordkeepers on plan design changes, fund reviews, and fiduciary best practices Compliance and Risk Management Maintain working knowledge of ERISA, ACA, HIPAA, COBRA, IRS Section 125, and state-specific benefits requirementsManage required reporting and notices including 1094/1095, Medicare Part D Creditable Coverage, and Summary Annual ReportsIdentify compliance risks and partner with internal SMEs and external counsel as needed Client and Vendor Management Serve as the primary day-to-day benefits contact for assigned client accountsManage relationships with carriers, brokers, TPAs, and recordkeepersSupport renewals and RFPs in partnership with broker partners; analyze plan utilization, costs, and benchmarking data to inform recommendations Employee Communications and Education Build and deliver benefits communications, enrollment guides, and education sessions tailored to each client's culture and audienceRespond to employee questions with clarity and empathy, translating plan language into plain English Qualifications Required 5+ years of progressive benefits administration experience, with at least 2 years in a brokerage, benefits consulting firm, or PEO/HR outsourcing environmentHands-on experience administering both health & welfare and 401(k) plans for small and mid-sized employersDemonstrated success in a client-facing, consulting, or multi-client HR support environmentWorking knowledge of major HRIS and payroll platforms (Paycom, Gusto, Paylocity, BambooHR, or similar)Familiarity with 401(k) recordkeeping platforms (Guideline, Vestwell, Empower, Fidelity, or similar)Strong understanding of federal and multi-state benefits complianceExcellent written and verbal communication, with comfort presenting to both employees and leadershipPrior experience working in a fully remote role Preferred CEBS, GBA, RPA, PHR/SPHR, or SHRM-CP/SCP certificationExperience supporting multiple client accounts simultaneously Compensation and Benefits: $32.00 - $40.00/hr Benefits Package: PTO, paid holidays, professional development assistance, and 401(k) matching We are committed to being an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Powered by JazzHR Ie2w8zsozn