Originator-Loan Sr (101037)

Job Purpose

Aid credit union members through the entire real estate loan process, from initial assessment of financial needs to loan closing. Ensure compliance with all state and federal regulations while maintaining strong communication with members and third-party partners such as realtors, title companies, and processors.

Key Accountabilities

• Achieve sales goals by following up on preapprovals, assisting members with loan applications, and offering product recommendations and disclosures
• Obtain LP/DU feedback, gather and review supporting documents, and explain requirements to members
• Initiate outbound sales calls, visit branches, participate in homebuyer seminars, and build relationships with realtors and title companies
• Lock rates and manage the loan process to meet timelines and deliver high levels of member service
• Participate in ongoing training and mentor team members on real estate loan processes

Qualifications, Experience, And Skills

• High school diploma or equivalent
• Must meet or have met NMLS requirements
• Minimum 3 years of related experience or relevant training
• Working knowledge of state and federal lending regulations
• Completion of internal specialized training
• Proficiency in Microsoft Office
• Ability to structure loan offers and interpret regulations, policies, and procedures
• Strong member service and communication skills
• Ability to work in a fast-paced environment
• Knowledge of financial statements, tax returns, and credit reports
• Understanding of title reports, insurance, and appraisals
• Knowledge of secondary market guidelines
• Strong organization and multitasking skills
• Excellent verbal and written communication skills

What Differentiates Honda and Makes Us an Employer of Choice?

• Competitive Base Salary (pay varies based on factors like geographic location, work experience)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid Time Off (vacation, holidays, shutdown)
• Company-Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contributions
• Relocation assistance (if eligible)
• Career Growth Advancement Opportunities/Career Mobility
• Educational Reimbursement for Continued Learning
• Training and Development programs
• Additional Offerings (Tuition Assistance & Student Loan Repayment, Lifestyle Account, Childcare Reimbursement Account, Elder Care Support, Wellbeing Program, Community Service and Engagement Programs)

Total Rewards

• Base Salary (pay varies based on factors like geographic location, work experience)
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid Time Off (vacation, holidays, shutdown)
• Company-Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contributions
• Relocation assistance (if eligible)
• Education Reimbursement for Continued Learning
• Training and Development programs

Additional Offerings

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs

Equal Opportunity Employer

Honda Federal Credit Union is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.