Originating LOA (C2C)

We need to output HTML fragment with sections: About the role? The posting includes a Position Summary, Essential Functions (origination duties, contract to close duties, additional common duties), Qualifications (Education, Experience, Certifications/Licenses, Additional Qualifications, Company Required Skills, Physical Demands, Schedules, Authority Level, etc). Also Benefits: "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." Also Pay: "Target Salary Range: $17.47 - $28.00". Also maybe Schedule: "Work is primarily performed during the business week, Monday - Friday". So we need sections: About the role (maybe Position Summary), Responsibilities (Essential Functions), Qualifications (Education, Experience, Certifications/Licenses, Additional Qualifications, Company Required Skills, Physical Demands, Authority Level?), Benefits, Pay, Schedule. Use

for each section heading. Use

• for any list of duties/requirements/benefits. Use

  for prose. Do not repeat job title. Do not include Job ID etc. Remove boilerplate: EEO, etc. Also remove navigation, cookie, legal, duplicated lines. Must preserve all substantive info. Must not invent or summarize away detail. Must not create sections with filler like "commensurate with experience". We have actual content for Pay, Benefits, Schedule. We need to decide which sections to include: About the role (Position Summary). Responsibilities (Essential Functions). Qualifications (Education, Experience, Certifications/Licenses, Additional Qualifications, Company Required Skills, Physical Demands, Authority Level maybe). Benefits. Pay. Schedule. We must not create sections if content is placeholder; we have real content. We need to format lists appropriately. Let's extract content. Position Summary paragraph: "The Originating Loan Officer Assistant (C2C) plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. This role performs the Contract to Close duties. The role also provides quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing." We can put that in

  under About the role. Responsibilities: Essential Functions broken into Origination duties, Contract to Close duties, Additional common duties. We'll list each bullet as

• . Might group under subheadings? Not required; just list. We need to preserve all details. Let's extract each bullet. Origination duties list: - Conduct one-on-one consultations with clients to understand their financial goals and assess their eligibility for mortgage loans. - Educate clients on various mortgage products, terms, and options, offering personalized recommendations based on their unique needs. - Assist clients in completing mortgage applications, collecting necessary documentation, and ensuring compliance with lending guidelines. - Develop and maintain positive relationships with all our referral sources to generate prospects for loans. - Build a referral base with lead sources; Self-generate new leads and maintain established referral sources and client lists. - Collaborate closely with underwriters, processors, realtors, and lenders to facilitate a seamless loan approval process. - Collect supporting documentation from borrower to include: 30-day paystubs, 2 years tax returns, Last 2 years W2’s, Award letters, disability, trust income, etc., LOE for Gaps in jobs. - At initial contact with borrower provide needs list and complete application 2 months bank statements. - Obtain executed disclosures within regulations time frame. - Obtain accurate AUS findings and prepare the Initial Fee Worksheet. - Analyze credit report and financial scenario, determining appropriate loan product(s). - Determine (price) a profitable loan and communicate fees to ops team. - Submit a complete loan package to processing. - Lock in rate. - Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed. If loan out of balance, work with processor & branch manager to request subsidy. - Partners with production support teams to generate sales using company and online marketing resources. Coordinate, create, track and distribute marketing materials. - Deliver exceptional customer service by keeping clients/agents informed during the loan process and addressing all their questions and concerns. - Stay current with industry regulations, lending trends, and changes in mortgage guidelines. - Perform any other reasonable duties required by Guild Mortgage Company or Loan Officer. Contract to Close duties: - Monitor key dates related to loan transactions and respond accordingly. - Send loan forms, disclosures agreements, and other supporting documentation to customers for completion and signature; manage the collection of completed documents accordingly. - Manage assigned originator's database; tracking active loan(s) and entering data as needed. - Maintain customer contact to ensure follow-up of loan application and answer basic customer inquiries while providing quality customer service. - Provide support in the collection and preparation of submitting loan application with supporting documentation to processing. - Order out 4506T, SSA, Credit Supplements, AccountCheck and Work Number as needed. - Prepare and submit loan applications to processing, helping to resolve any subsequent file issues and escalating processor conditions as required assisting processor in clearing any conditions placed on loan(s). - Reviewing CD to ensure fees and cash at closing are consistent with commitment to customer. - Provide any necessary assistance through production and underwriting process. - Provide status updates to referral sources on active loans, subject to Guild’s policies on Consumer Privacy and Safeguarding of Information. - Answer customer inquiries related to active loan, and/or loan application status. Additional common duties: - Acting as a primary point of contact for the customer, and keeping the customer informed throughout the process, subject to the limitations as set forth in Guild’s SAFE Act and Consumer Privacy/Safeguarding in Information policies. - Pricing loan in accordance with Guild’s policies and communicating fees to operations team. - Quoting rates and making commitments regarding locking to customer. - Maintain referral source relationships through quick response time and excellent custom service. - Prepare and send thank you cards to referral sources and new clients. - Collect supporting documentation from customer, gathering necessary documentation for preapproval. - Act as a point of contact for the customer and referral source, keeping them informed throughout the process. - Discuss product features with customer. - Perform other duties as assigned. - Per GUILD company policy and in accordance with investor underwriting guidelines, this role is prohibited from submitting documents to underwriting and ordering written (non-third party) employment, income, deposit, mortgage or rental verifications under any circumstances. We need to include all these as list items. Qualifications: Education: High School Diploma or equivalent, required Experience: Minimum two year's experience in Mortgage lending or related field Certifications/Licenses: NMLS required Additional Qualifications: list: - Ability to manage multiple priorities; strong detail orientation and highly organized. - Works with a strong sense of urgency and responsiveness. - Passionate about delivering excellence in customer service. - Demonstrated patience and professionalism when interacting with both internal and external customers. - Strong verbal and written communication skills. - Basic math skills. Company Required Skills: - Excellent verbal and written communication skills required. - Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required. - Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required. - Commitment to company values. - Customer Service - Proactive attention to each person - Integrity - Do and say what's right - Respect - Treat others with dignity - Collaboration - Listen and work together - Learning - Seek knowledge and strive for improvement - Excellence – Deliver the unexpected Physical Demands: - Work is primarily sedentary; mobility in an office setting. - Manual Dexterity Ability to operate standard office equipment and keyboards - Audio/Visual Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. - Environmental Office environment – moderate noise, no substantial exposure to adverse environmental conditions. - Mental Learn new tasks, remember processes, maintain focus, complete tasks independently, and make timely decisions in the context of a workflow. This role requires effective adaptation to workplace stressors, including customer service complaints, security responsibilities, and competing priorities. Must be able to adhere to process protocol. Must be able to apply established protocols in a timely manner. Schedules: - Work is primarily performed during the business week, Monday - Friday Authority Level: maybe we can include under Qualifications as a subsection? The instruction: Use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). They gave examples but we can use those headings. They said "include a section ONLY when the posting has real, specific content for it". So we can include Qualifications (maybe combine Education, Experience, Certifications, Additional Qualifications, Company Required Skills, Physical Demands, Authority Level). Could also split into Requirements and Skills but they said prefer few substantive sections over many thin ones. So we can have Qualifications covering all those. Benefits: "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." Pay: "Target Salary Range: $17.47 - $28.00 This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location." Schedule: as above. We must not include boilerplate like EEO, ADA statement, at-will employment, etc. Remove those. Now produce HTML fragment. Structure:

  About the role

  ...position summary...

  Responsibilities

  • ...list all duties...

  Qualifications

  • Education: High School Diploma or equivalent, required
  • Experience: Minimum two year's experience in Mortgage lending or related field
  • Certifications/Licenses: NMLS required
  • Additional Qualifications: Ability to manage multiple priorities; strong detail orientation and highly organized.
  ... etc. But we need to decide if we should nest lists? The instruction: Use
  • for any list of duties/requirements/benefits. So we can have a single
    with each qualification as
    • . That's fine. Similarly for Benefits:
      • ... benefits items
      Pay: maybe just

      because it's not a list? Could be

      but they said use

      • for any list of duties/requirements/benefits. Pay is not a list; we can use

        . Schedule:

        . We need to ensure we don't duplicate content. Let's craft. First, About the role paragraph: combine the two sentences. Now Responsibilities: we need to list all duties. Let's compile them into bullet points. I'll write them as separate

      • items. We must be careful not to miss any. Let's list: Origination duties: - Conduct one-on-one consultations with clients to understand their financial goals and assess their eligibility for mortgage loans. - Educate clients on various mortgage products, terms, and options, offering personalized recommendations based on their unique needs. - Assist clients in completing mortgage applications, collecting necessary documentation, and ensuring compliance with lending guidelines. - Develop and maintain positive relationships with all our referral sources to generate prospects for loans. - Build a referral base with lead sources; self-generate new leads and maintain established referral sources and client lists. - Collaborate closely with underwriters, processors, realtors, and lenders to facilitate a seamless loan approval process. - Collect supporting documentation from borrower to include: 30-day paystubs, 2