Originating LOA
Guild Mortgage · Atlanta, GA · 4 wk ago
RemoteRemoteFinance$17.47–$29.12/hrFull-time
We need to output HTML fragment with sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title. Must not include Job ID etc. Must remove boilerplate. Must preserve all substantive info.
We need to parse the posting.
First paragraph: "Guild Mortgage Company, closing loans and opening doors since 1960..." That's about company description. Could be "About the role"? Actually "About the role" is for role description. The company description could be part of "About the role" or maybe we can include as a paragraph before sections. The instruction: Use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Use - for any list of duties/requirements/benefits, and
for prose. Do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short
or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones. Output ONLY the HTML fragment — no /, no markdown code fences.
Thus we need to decide which sections have real content.
Let's extract:
- Position Summary: "The Originating Loan Officer Assistant plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. The position also provides quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing."
That's a prose description. Could go under "About the role".
- Essential Functions: a long list of duties. Those are responsibilities. So we can put under "Responsibilities" as a
- list.
- Lead to Contract duties: also responsibilities.
- Contract to Close duties: also responsibilities.
Thus we can combine all duties into one responsibilities list.
- Qualifications: Education, Experience, Certifications/Licenses, Additional Qualifications.
- Company Required Skills: list of skills.
- Physical Demands etc: maybe not needed as separate section; could be part of "Qualifications" or "Requirements"? The instruction says we can have sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. "Requirements" could cover education, experience, certifications. "Qualifications" could be additional qualifications? But we have both "Qualifications" heading and "Company Required Skills". Might map: "Qualifications" for education/experience/certifications; "Skills" for required skills; "Requirements" maybe for physical demands? However we need to avoid thin sections. Perhaps combine education/experience/certifications into "Qualifications". Then "Skills" for company required skills. Physical demands etc maybe not needed as separate section; could be omitted if not specifically requested? But we must preserve ALL substantive information. So we need to include physical demands, environmental, mental, schedules, authority level etc somewhere. Could be under "Requirements" or "Qualifications". Since we have a section "Requirements", we can put those details there.
But we must not create sections with filler. So we need to see if we have substantive content for each.
Let's list sections we can fill:
About the role: position summary + company intro maybe.
Responsibilities: essential functions + lead to contract + contract to close duties.
Requirements: maybe education, experience, certifications? But we already have qualifications heading. Actually we have both "Qualifications" and "Company Required Skills". The posting has "Qualifications" heading with subheadings Education, Experience, Certifications/Licenses, Additional Qualifications. Then later "Company Required Skills" list. Then "Physical Demands", "Environmental", "Mental", "Schedules", "Authority Level", etc.
Thus we could map:
- Qualifications: education, experience, certifications, additional qualifications.
- Skills: company required skills (communication, organized, MS Office, etc.)
- Requirements: physical demands, environmental, mental, schedules, authority level? Might be considered requirements.
But we need to avoid thin sections. Let's see if each has enough content.
Qualifications: Education (HS Diploma or equivalent), Experience (Minimum two year's experience in Mortgage lending or related field), Certifications/Licenses (NMLS required), Additional Qualifications (list of soft skills). That's substantive.
Skills: list of required skills (communication, organized, MS Office, etc.) plus company values list. That's substantive.
Requirements: Physical Demands (sedentary, mobility, manual dexterity, audio/visual), Environmental (Office environment – moderate noise...), Mental (Learn new tasks, remember processes...), Schedules (Work is primarily performed during the business week, Monday - Friday), Authority Level (Job Scope, Complexity, Impact, Interaction/Supervision). That's substantive.
Benefits: The posting mentions "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." That's benefits. So we can have Benefits section.
Pay: "Target Salary Range: $17.47 - $29.12 This position offers eligibility for incentive compensation." That's pay info. So we can have Pay section.
Schedule: Already we have schedule info under Requirements but we could also have a Schedule section. However we should avoid duplication. The instruction says prefer a few substantive sections over many thin ones. We could put schedule info under Requirements or under Schedule. Since we already have a Schedule section candidate, we could put schedule there and maybe not duplicate. But we need to preserve all info; we can put schedule in Schedule section and not repeat elsewhere. However the schedule info is also mentioned under "Schedules" heading in the posting. So we can create a Schedule section with that content.
Thus we will have sections: About the role, Responsibilities, Requirements (maybe we can rename to "Working Conditions" but instruction only allows those headings; we can use Requirements for physical/environmental/mental/authority). But we also have Schedule separate. Could we combine schedule into Requirements? Might be okay but we need to follow instruction: Use headings from the list; we can choose which to include. If we include Schedule, we must not also include Requirements if it's thin? But we have enough for Requirements.
Thus final sections: About the role, Responsibilities, Qualifications, Skills, Benefits, Pay, Schedule. Possibly also Requirements? But we have many sections; instruction says prefer a few substantive sections over many thin ones. Having 7 sections might be okay if each is substantive. Let's evaluate each:
- About the role: company description + position summary (substantive)
- Responsibilities: long list of duties (substantive)
- Qualifications: education, experience, certifications, additional qualifications (substantive)
- Skills: company required skills + values (substantive)
- Benefits: medical, dental, etc (substantive)
- Pay: salary range + incentive (substantive)
- Schedule: work week Monday-Friday (maybe thin but it's specific). Could be considered substantive enough.
Thus 7 sections.
We must not include headings with filler. All have content.
Now we need to format.
We need to use
for each section heading.
Inside each section, we need to use
for prose, and
- for any list.
We need to preserve all substantive information; not invent or summarize away detail.
We must not repeat job title.
We must not include boilerplate like EEO, etc. We must remove duplicated lines.
We need to be careful to not include the "Statement" about ADA etc. That's boilerplate; remove.
Also remove "Guild Mortgage complies with the ADA..." etc.
Also remove "Employment with Guild Mortgage is “at-will,”..." etc.
Also remove "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." That's benefits; we keep.
Also remove "Guild Mortgage Company is an Equal Opportunity Employer." Remove.
Also remove "Target Salary Range: $17.47 - $29.12 This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location." We keep salary range and incentive compensation mention; we can keep the rest? The instruction says preserve ALL substantive information; do not invent or summarize away detail. The sentence about compensation being influenced by factors is substantive? It's more generic but still info. We could keep it as part of Pay section.
Now let's extract each piece.
**About the role**:
- Company intro: "Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry."
- Position Summary: "The Originating Loan Officer Assistant plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. The position also provides quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing."
We can combine into a paragraph or two paragraphs.
**Responsibilities**:
We need to list all duties from Essential Functions, Lead to Contract duties, Contract to Close duties.
Let's extract them as bullet points.
Essential Functions bullet list:
- Conduct one-on-one consultations with clients to understand their financial goals and assess their eligibility for mortgage loans.
- Educate clients on various mortgage products, terms, and options, offering personalized recommendations based on their unique needs.
- Assist clients in completing mortgage applications, collecting necessary documentation, and ensuring compliance with lending guidelines.
- Develop and maintain positive relationships with all our referral sources to generate prospects for loans.
- Build a referral base with lead sources; Self-generate new leads and maintain established referral sources and client lists.
- Collaborate closely with underwriters, processors, realtors, and lenders to facilitate a seamless loan approval process.
- Collect supporting documentation from borrower to include:
- 30-day paystubs
- 2 years tax returns
- Last 2 years W2’s
- Award letters, disability, trust income, etc.
- LOE for Gaps in jobs
- At initial contact with borrower provide needs list and complete application
- 2 months bank statements.
- Obtain executed disclosures within regulations time frame.
- Obtain accurate AUS findings and prepare the Initial Fee Worksheet.
- Analyze credit report and financial scenario, determining appropriate loan product(s).
- Determine (price) a profitable loan and communicate fees to ops team.
- Submit a complete loan package to processing.
- Lock in rate.
- Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed. If loan out of balance, work with processor & branch manager to request subsidy.
- Partners with production support teams to generate sales using company and online marketing resources. Coordinate, create, track and distribute marketing materials.
- Deliver exceptional customer service by keeping clients/agents informed
for prose. Do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short
or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones. Output ONLY the HTML fragment — no /, no markdown code fences. Thus we need to decide which sections have real content. Let's extract: - Position Summary: "The Originating Loan Officer Assistant plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. The position also provides quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing." That's a prose description. Could go under "About the role". - Essential Functions: a long list of duties. Those are responsibilities. So we can put under "Responsibilities" as a
- list.
- Lead to Contract duties: also responsibilities.
- Contract to Close duties: also responsibilities.
Thus we can combine all duties into one responsibilities list.
- Qualifications: Education, Experience, Certifications/Licenses, Additional Qualifications.
- Company Required Skills: list of skills.
- Physical Demands etc: maybe not needed as separate section; could be part of "Qualifications" or "Requirements"? The instruction says we can have sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. "Requirements" could cover education, experience, certifications. "Qualifications" could be additional qualifications? But we have both "Qualifications" heading and "Company Required Skills". Might map: "Qualifications" for education/experience/certifications; "Skills" for required skills; "Requirements" maybe for physical demands? However we need to avoid thin sections. Perhaps combine education/experience/certifications into "Qualifications". Then "Skills" for company required skills. Physical demands etc maybe not needed as separate section; could be omitted if not specifically requested? But we must preserve ALL substantive information. So we need to include physical demands, environmental, mental, schedules, authority level etc somewhere. Could be under "Requirements" or "Qualifications". Since we have a section "Requirements", we can put those details there.
But we must not create sections with filler. So we need to see if we have substantive content for each.
Let's list sections we can fill:
About the role: position summary + company intro maybe.
Responsibilities: essential functions + lead to contract + contract to close duties.
Requirements: maybe education, experience, certifications? But we already have qualifications heading. Actually we have both "Qualifications" and "Company Required Skills". The posting has "Qualifications" heading with subheadings Education, Experience, Certifications/Licenses, Additional Qualifications. Then later "Company Required Skills" list. Then "Physical Demands", "Environmental", "Mental", "Schedules", "Authority Level", etc.
Thus we could map:
- Qualifications: education, experience, certifications, additional qualifications.
- Skills: company required skills (communication, organized, MS Office, etc.)
- Requirements: physical demands, environmental, mental, schedules, authority level? Might be considered requirements.
But we need to avoid thin sections. Let's see if each has enough content.
Qualifications: Education (HS Diploma or equivalent), Experience (Minimum two year's experience in Mortgage lending or related field), Certifications/Licenses (NMLS required), Additional Qualifications (list of soft skills). That's substantive.
Skills: list of required skills (communication, organized, MS Office, etc.) plus company values list. That's substantive.
Requirements: Physical Demands (sedentary, mobility, manual dexterity, audio/visual), Environmental (Office environment – moderate noise...), Mental (Learn new tasks, remember processes...), Schedules (Work is primarily performed during the business week, Monday - Friday), Authority Level (Job Scope, Complexity, Impact, Interaction/Supervision). That's substantive.
Benefits: The posting mentions "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." That's benefits. So we can have Benefits section.
Pay: "Target Salary Range: $17.47 - $29.12 This position offers eligibility for incentive compensation." That's pay info. So we can have Pay section.
Schedule: Already we have schedule info under Requirements but we could also have a Schedule section. However we should avoid duplication. The instruction says prefer a few substantive sections over many thin ones. We could put schedule info under Requirements or under Schedule. Since we already have a Schedule section candidate, we could put schedule there and maybe not duplicate. But we need to preserve all info; we can put schedule in Schedule section and not repeat elsewhere. However the schedule info is also mentioned under "Schedules" heading in the posting. So we can create a Schedule section with that content.
Thus we will have sections: About the role, Responsibilities, Requirements (maybe we can rename to "Working Conditions" but instruction only allows those headings; we can use Requirements for physical/environmental/mental/authority). But we also have Schedule separate. Could we combine schedule into Requirements? Might be okay but we need to follow instruction: Use headings from the list; we can choose which to include. If we include Schedule, we must not also include Requirements if it's thin? But we have enough for Requirements.
Thus final sections: About the role, Responsibilities, Qualifications, Skills, Benefits, Pay, Schedule. Possibly also Requirements? But we have many sections; instruction says prefer a few substantive sections over many thin ones. Having 7 sections might be okay if each is substantive. Let's evaluate each:
- About the role: company description + position summary (substantive)
- Responsibilities: long list of duties (substantive)
- Qualifications: education, experience, certifications, additional qualifications (substantive)
- Skills: company required skills + values (substantive)
- Benefits: medical, dental, etc (substantive)
- Pay: salary range + incentive (substantive)
- Schedule: work week Monday-Friday (maybe thin but it's specific). Could be considered substantive enough.
Thus 7 sections.
We must not include headings with filler. All have content.
Now we need to format.
We need to use
for each section heading. Inside each section, we need to use
for prose, and
- for any list. We need to preserve all substantive information; not invent or summarize away detail. We must not repeat job title. We must not include boilerplate like EEO, etc. We must remove duplicated lines. We need to be careful to not include the "Statement" about ADA etc. That's boilerplate; remove. Also remove "Guild Mortgage complies with the ADA..." etc. Also remove "Employment with Guild Mortgage is “at-will,”..." etc. Also remove "Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match." That's benefits; we keep. Also remove "Guild Mortgage Company is an Equal Opportunity Employer." Remove. Also remove "Target Salary Range: $17.47 - $29.12 This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location." We keep salary range and incentive compensation mention; we can keep the rest? The instruction says preserve ALL substantive information; do not invent or summarize away detail. The sentence about compensation being influenced by factors is substantive? It's more generic but still info. We could keep it as part of Pay section. Now let's extract each piece. **About the role**: - Company intro: "Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry." - Position Summary: "The Originating Loan Officer Assistant plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. The position also provides quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing." We can combine into a paragraph or two paragraphs. **Responsibilities**: We need to list all duties from Essential Functions, Lead to Contract duties, Contract to Close duties. Let's extract them as bullet points. Essential Functions bullet list: - Conduct one-on-one consultations with clients to understand their financial goals and assess their eligibility for mortgage loans. - Educate clients on various mortgage products, terms, and options, offering personalized recommendations based on their unique needs. - Assist clients in completing mortgage applications, collecting necessary documentation, and ensuring compliance with lending guidelines. - Develop and maintain positive relationships with all our referral sources to generate prospects for loans. - Build a referral base with lead sources; Self-generate new leads and maintain established referral sources and client lists. - Collaborate closely with underwriters, processors, realtors, and lenders to facilitate a seamless loan approval process. - Collect supporting documentation from borrower to include: - 30-day paystubs - 2 years tax returns - Last 2 years W2’s - Award letters, disability, trust income, etc. - LOE for Gaps in jobs - At initial contact with borrower provide needs list and complete application - 2 months bank statements. - Obtain executed disclosures within regulations time frame. - Obtain accurate AUS findings and prepare the Initial Fee Worksheet. - Analyze credit report and financial scenario, determining appropriate loan product(s). - Determine (price) a profitable loan and communicate fees to ops team. - Submit a complete loan package to processing. - Lock in rate. - Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed. If loan out of balance, work with processor & branch manager to request subsidy. - Partners with production support teams to generate sales using company and online marketing resources. Coordinate, create, track and distribute marketing materials. - Deliver exceptional customer service by keeping clients/agents informed