Operations Team Lead - Hatch Bank
Hatch Bank · San Marcos, CA · 2 wk ago
Manufacturing$70k/yrFull-time
Responsibilities
- Operational Team Support
- Support a team responsible for core BaaS operational functions.
- Escalate operational issues impacting fintech partners, internal stakeholders, and downstream vendors.
- Maintain clear procedures for loan file completeness, document retention, and data quality; ensure timely remediation of exceptions.
- Fintech Funding & Money Movement
- Oversee end-to-end funding workflows (loan funding, wires/ACH coordination, disbursement controls, ledger movement, and confirmations).
- Ensure accuracy and timeliness of partner funding, settlement cycles, and cash positioning.
- Manage funding-related controls and reporting with Finance and Risk teams.
- Partner & Stakeholder Management
- Act as an operational liaison between fintech partners, product, compliance, risk, technology, and customer support teams.
- Support fintech partner onboarding from an operational readiness perspective.
- Communicate operational risks, trends, and performance metrics to leadership.
- Compliance & Risk Management
- Ensure operational processes comply with regulatory requirements, internal policies, and audit standards.
- Support audits, exams, and operational risk assessments.
- Implement mitigation strategies in collaboration with compliance and risk teams.
- Project Delivery & Process Improvement
- Lead and/or support operational projects (system enhancements, vendor implementations, process redesign, and automation initiatives).
- Create SOPs, playbooks, and training materials.
- Identify manual/repetitive work and implement automation or standardization to improve scale, quality, and cycle times.
Qualifications
- 5+ years of experience in financial services or fintech operations.
- Direct experience supporting fintech funding operations, including settlement, prefunding, reconciliations, or money movement.
- Prior people leadership or team-lead experience in an operational environment.
- Strong understanding of operational controls, risk management, and regulatory expectations.
- Proven ability to manage multiple priorities in a fast-paced, partner-driven environment.