Mortgage Underwriter I

About the role

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.

At First Financial Bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve.

Our core values guide everything we do: Doing the right thing, Teamwork, Mutual respect, Wellbeing, Excellence.

Our success starts with our people. We know that when our associates are talented, engaged, and supported, they create outstanding results. If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters—you’ll find your future here.

Responsibilities

• Reviews and evaluates residential mortgage loans to ensure underwriting standards are met.
• Approves or rejects loans within established guidelines.
• Reviews and evaluates information on mortgage loan documents to determine if buyer, property and loan conditions meet established investor standards for all conventional, private investor and portfolio loans.
• Ensures compliance with industry standards, state and federal laws and disclosure requirements.
• Meets all departmental goals for productivity, quality, and turnaround time.
• The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Requirements

• 1‑2 years of Underwriting Experience OR 5+ years of Processing Experience.
• High School Diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience.

Qualifications

Physical Requirements: Occasionally lifts and carries up to 20 lbs. Frequently lifts and carries up to 10 lbs. Frequently sits, stands and walks.

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.

Incentive eligibility: All roles are incentive eligible with the exception of Co‑Op, Intern, or Student positions.

Pay

Pay Range: $2